970 Riverbend Dr, Rocky Mount, VA 24151 Property Records

Franklin County property record for 970 Riverbend Dr, Rocky Mount, VA 24151

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,666 sqft · built 1998
Lot Size	5.99 acres (260,924 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044 00-190 23`

Property Details

APN / Parcel Number

Primary APN	`044 00-190 23`
Alternative APN	`12233`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	1,626 sqft
Basement Area	1,626 sqft
Finished Basement	813 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2007
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	260,924 sqft (5.99 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	144 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12233
Street Address	970 RIVERBEND DR
City	ROCKY MOUNT
State	VA
Zip	24151-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	WOODLAWN LOT 10 SECTION 1
Legal Subdivision	WOODLAWN
Legal Lot Number	10
Jurisdiction	FRANKLIN VA
Township / Civil Division	ROCKY MOUNT
Census Block Group	2
Census Block	2001
Census Tract	20400

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 RIVERBEND DR, ROCKY MOUNT, VA 24151-2923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBER ONE FCU
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage MEMBER ONE FCU
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	970 RIVERBEND DR, ROCKY MOUNT, VA 24151-2923
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012061119
Date	Nov 16, 2023
Book Page	1206/1119
Instrument	230006778

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	970 RIVERBEND DR, ROCKY MOUNT, VA 24151-2923
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011971266
Date	Apr 11, 2023
Book Page	1197/1266
Instrument	230001861

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	970 RIVERBEND DR, ROCKY MOUNT, VA 24151-2923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011400864
Date	Jun 3, 2020
Book Page	1140/864
Instrument	200003648

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	970 RIVERBEND DR, ROCKY MOUNT, VA 24151-2923
Document Number	0011130651
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011130651
Date	Oct 1, 2018
Book Page	001113/000651
Instrument	5977

Lender

Name	MEMBER ONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 30, 2033

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	970 RIVERBEND DR, ROCKY MOUNT, VA 24151-2923
Document Number	0010891464
Book / Page	001089 / 001464
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 RIVERBEND DR ROCKY MOUNT VA 241512923, ROCKY MOUNT, VA 24151-2923

Mortgage

Document Number	0010891464
Date	Feb 27, 2017
Book Page	001089/001464
Instrument	1202

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 26, 2027

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (+16.96%)	$413,900 (+65.89%) Land $47,000 Building $366,900	$413,900 (+65.89%) Land $47,000 Building $366,900
2023	$1,521.00	$249,500 (-) Land $40,000 Building $209,500	$249,500 (-) Land $40,000 Building $209,500
2022		$249,500 Land $40,000 Building $209,500	$249,500 Land $40,000 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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