970 River Rd, Selkirk, NY 12158 Property Records

Albany County and Bethlehem Town property record for 970 River Rd, Selkirk, NY 12158

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1992
Lot Size0.82 acres (35,719 sqft)
OwnerIndividual Name on File
Last Sale$92,000 (Sep 2005)
Tax Bill$3,330 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN012200 122.00-2-6.2

Property Details

APN / Parcel Number

Primary APN012200 122.00-2-6.2
Alternative APNs
  • 22001220000002006020
  • 12200000020060020000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area35,719 sqft (0.82 acres)
Lot Dimensions270 ft deep x 120 ft wide
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number12200000020060020000
Street Address970 RIVER RD
CitySELKIRK
StateNY
Zip12158-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block2
Legal Lot Number6.002
JurisdictionALBANY NY
Township / Civil DivisionBETHLEHEM
Census Block Group2
Census Block2047
Census Tract14301

Owner

970 River Rd is owned and occupied by an individual who bought it in September 2005.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address970 RIVER RD, SELKIRK, NY 12158-4032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2005 · Amount on File
Deed SaleSep 12, 2005 · Amount on File
Deed Book / Page2817 / 399
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address970 RIVER RD, SELKIRK, NY 12158-4032
Transaction TypeMortgage
Record UpdatedJan 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 RIVER RD, SELKIRK, NY 12158-4032

Mortgage

Document Number0000008877
DateDec 22, 2021
InstrumentR2021-38877
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 970 River Rd was $3,330 with a homeowner's exemption.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionBethlehem Town
Unified School DistrictRavena-Coeymans-Selkirk Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,330.00 Homeowner's exemption
2025$120,000 Land $37,900 Building $82,100$187,500 Land $59,219 Building $128,281
2023$120,000 Land $37,900 Building $82,100$160,000 Land $50,533 Building $109,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1996–2011)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHLEHEM WD NO 1
serves 31,000 people · EPA ID NY0100191
Water SourceSurface water
Last State InspectionAug 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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