970 Ridge Rd, Newton, NJ 07860 Property Records

Sussex County and Stillwater Township property record for 970 Ridge Rd, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	1,666 sqft · built 1932
Lot Size	0.808 acres (35,201 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Apr 2022)
Tax Bill	$8,756 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-04003-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`20-04003-0000-00016`
Alternative APN	`200400300016`

Interior

Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Ranch
Construction Type	Frame
Lot Area	35,201 sqft (0.808 acres)
Lot Dimensions	176 ft deep x 200 ft wide
Garage Type	Attached

Location & Zoning

Street Address	970 RIDGE RD
City	NEWTON
State	NJ
Zip	07860-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Subdivision	PAULINSKILL LAKE
Legal Block	4003
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4010
Census Tract	373900

Owner

Source: Sussex County and Stillwater Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	970 RIDGE RD, NEWTON, NJ 07860-4542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 12, 2022	Deed, Transfer HERITAGE ABSTRACT COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Document Number	202210123130
Deed Book / Page	3630 / 499
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	970 RIDGE RD, NEWTON, NJ 07860-4542
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 RIDGE RD, NEWTON, NJ 07860-4542

Mortgage

Document Number	0101010406
Date	Feb 7, 2022
Book Page	10101/406
Instrument	20220207010039020

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2051

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Apr 12, 2022
Property Address	970 RIDGE RD, NEWTON, NJ 07860-4542
Document Number	0036300499
Book / Page	3630 / 499
Instrument Date	Jan 13, 2022
Instrument	20220412010123130
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 S CENTRE AVE, ROCKVILLE CENTRE, NY 11570-5718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 RIDGE RD, NEWTON, NJ 07860-4542

Tax Assessment & Valuation

Source: Sussex County and Stillwater Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Stillwater Township
Secondary School District	Kittatinny Regional School District (07 - 12)
Elementary School District	Stillwater Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,200 (-) Land $76,900 Building $155,300	$232,200 (-) Land $76,900 Building $155,300
2025	$8,756.00 (+1.87%)	$232,200 (-) Land $76,900 Building $155,300	$232,200 (-) Land $76,900 Building $155,300
2024	$8,595.00 (+4.57%)
2023		$232,200 (-) Land $76,900 Building $155,300	$232,200 (-) Land $76,900 Building $155,300
2022	$8,219.00 (+2.16%)	$232,200 Land $76,900 Building $155,300	$232,200 Land $76,900 Building $155,300
2021	$8,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER WATER DISTRICT 1 serves 1,200 people · EPA ID NJ1920001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2021
Monitoring and Reporting	127 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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