970 Reserve Point Pl, Suwanee, GA 30024 Property Records

Forsyth County property record for 970 Reserve Point Pl, Suwanee, GA 30024

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,086 sqft · built 2015
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$475,225 (Aug 2015)
Tax Bill	$9,454 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`204-000-384`

Property Details

APN / Parcel Number

Primary APN	`204-000-384`
Alternative APNs	`000000008399` `0000146703` `204 384`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,086 sqft Living Area
Basement Area	2,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Area	474 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000146703
Street Address	970 RESERVE POINT PL
City	SUWANEE
State	GA
Zip	30024-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	2-1 795-862 LT 16 RESERVE AT SETTLES BRIDGE
Legal Subdivision	RESERVE AT SETTLES BRIDGE
Legal Block	1
Legal Lot Number	16
Jurisdiction	FORSYTH GA
Township / Civil Division	BIG CREEK
Census Block Group	1
Census Block	1000
Census Tract	130609

Owner

970 Reserve Point Pl is owned and occupied by two individuals who bought it in August 2015.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2015 · Amount on File
Deed Sale	Aug 12, 2015 · Amount on File
Deed Document Number	20158223
Deed Book / Page	7484 / 226
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658

Mortgage

Document Number	0117970000000190
Date	Mar 16, 2026
Book Page	0000011797/0000000190

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658

Mortgage

Document Number	0112280000000625
Date	Apr 12, 2024
Book Page	0000011228/0000000625

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658

Mortgage

Document Number	0112250000000531
Date	Apr 9, 2024
Book Page	0000011225/0000000531

Lender

Name	DISCOVER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658

Mortgage

Document Number	0102350000000518
Date	Jul 2, 2021
Book Page	0000010235/0000000518

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	970 RESERVE POINT PL, SUWANEE, GA 30024-1658
Document Number	0093930166
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 RESERVE POINT PL SUWANEE GA 300241658, SUWANEE, GA 30024-1658

Mortgage

Document Number	0093930166
Date	Jun 5, 2020
Book Page	009393/000166

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 970 Reserve Point Pl was $9,454, up 8.9% from the year before.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,454.00 (+8.85%)	$385,568 Land $90,000 Building $295,568	$963,920 Land $225,000 Building $738,920
2024	$8,685.00 (-5.76%)
2023	$9,216.00 (+28.48%)	$374,424 (+72.38%) Land $60,000 Building $314,424	$936,060 (+72.38%) Land $150,000 Building $786,060
2022	$7,173.00	$217,208 Land $32,000 Building $185,208	$543,020 Land $80,000 Building $463,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 970 Reserve Point Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Reserve Point Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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