970 Port Ashton Ct, Galt, CA 95632 Property Records

Sacramento County property record for 970 Port Ashton Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 2001
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$335,000 (Dec 2019)
Tax Bill	$4,394 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2017 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`148-0620-029-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0620-029-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	970 PORT ASHTON CT
City	GALT
State	CA
Zip	95632-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GRIZZLY HOLLOW 02, LOT 24
Legal Subdivision	GRIZZLY HOLLOW 02
Legal Lot Number	24
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3011
Census Tract	9410

Owner

970 Port Ashton Ct is owned by a company that acquired it in June 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Jan 25, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 7, 2020	Quit Claim Deed, Transfer MORGAN STANLEY MTG CAP HLDGS L
Dec 10, 2019	Grant Deed, Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO
Sep 3, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE
Jul 31, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE
Jan 16, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2019 · Amount on File
Deed Sale	Dec 10, 2019 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Book / Page	20191210 / 1175
Last Transfer Date	Jun 1, 2020
Transfer Doc	7070000001106
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 PORT ASHTON CT, GALT, CA 95632-3318
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001668
Date	Dec 29, 2021
Instrument	2021122901668

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 PORT ASHTON CT, GALT, CA 95632-3318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001283
Date	Jan 25, 2017
Book Page	20170125/1283

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 7, 2020
Property Address	970 PORT ASHTON CT, GALT, CA 95632-3318
Document Number	2007071106
Instrument Date	Jun 4, 2020
Instrument	2007071106
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995

Mortgage

Document Number	2007081374
Date	Jul 7, 2020
Instrument	2007081374

Lender

Name	MORGAN STANLEY MTG CAP HLDGS L
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 10, 2019
Property Address	970 PORT ASHTON CT, GALT, CA 95632-3318
Document Number	1912101175
Instrument Date	Dec 9, 2019
Instrument	1912101175
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Tax	$368.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 3, 2019
Property Address	970 PORT ASHTON CT, GALT, CA 95632-3318
Document Number	1909031318
Instrument Date	Jul 30, 2019
Instrument	1909031318
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$11.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9495 ROGERS RD SACRAMENTO CA 958299412, SACRAMENTO, CA 95829-9412

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 31, 2019
Property Address	970 PORT ASHTON CT, GALT, CA 95632-3318
Document Number	1907311494
Instrument Date	Jul 30, 2019
Instrument	1907311494
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$11.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9495 ROGERS RD SACRAMENTO CA 958299412, SACRAMENTO, CA 95829-9412

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 PORT ASHTON CT, GALT, CA 95632-3318
Document Number	1901220356
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 PORT ASHTON CT GALT CA 956323318, GALT, CA 95632-3318

Mortgage

Document Number	1901220356
Date	Jan 22, 2019
Instrument	1901220356

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 PORT ASHTON CT, GALT, CA 95632-3318
Document Number	1710270220
Instrument Date	Oct 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 PORT ASHTON CT GALT CA 956323318, GALT, CA 95632-3318

Mortgage

Document Number	1710270220
Date	Oct 27, 2017
Instrument	1710270220

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 970 Port Ashton Ct was $4,394, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$380,903 (+2%) Land $110,406 Building $270,497
2025	$4,394.00 (+4.37%)	$373,436 Land $108,242 Building $265,194
2024	$4,210.00 (+1.67%)
2023	$4,141.00 (+4.1%)	$358,938 Land $104,040 Building $254,898
2022	$3,978.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 970 Port Ashton Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Port Ashton Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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