Campbell County property record for 970 Pooles Creek Rd, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 1,404 sqft · built 1980 |
| Lot Size | 0.937 acres (40,859 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Jan 2020) |
| Tax Bill | $2,119 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Jul 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-32-251.05 |
| Primary APN | 999-99-32-251.05 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,404 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,859 sqft (0.937 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Old Parcel Number | 9999932251.05 |
|---|---|
| Street Address | 970 POOLES CREEK RD |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECOND OUTSALE .9383 ACRES |
| Legal Subdivision | POOLES CRK ROAD #1 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 53301 |
970 Pooles Creek Rd is owned and occupied by an individual who bought it in January 2020.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 970 POOLES CREEK RD, COLD SPRING, KY 41076-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jul 6, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on File |
| Deed Sale | Jan 13, 2020 · Amount on File |
| Prior Sale | Jul 6, 2018 |
| Deed Document Number | 5103499 |
| Deed Book / Page | D809 / 142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jan 13, 2020 |
| Property Address | 970 POOLES CREEK RD, COLD SPRING, KY 41076-8646 |
| Document Number | 0005103499 |
| Book / Page | D809 / 142 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 5103499 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1120 WOODROW LN, 1120, LORIS, SC 29569-6060 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 970 POOLES CREEK RD, COLD SPRING, KY 41076-8646 |
| Document Number | 0005103500 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 5103500 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 6, 2018 |
| Property Address | 970 POOLES CREEK RD, COLD SPRING, KY 41076-8646 |
| Document Number | 0005076370 |
| Book / Page | 000795 / 000765 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 5076370 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 970 POOLES CREEK RD COLD SPRING KY 410768646, COLD SPRING, KY 41076-8646 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Dec 22, 2017 |
| Property Address | 970 POOLES CREEK RD, COLD SPRING, KY 41076-8646 |
| Document Number | 0005067382 |
| Book / Page | 000791 / 000027 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 5067382 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 970 POOLES CREEK RD COLD SPRING KY 410768646, COLD SPRING, KY 41076-8646 |
The 2025 property tax bill for 970 Pooles Creek Rd was $2,119 with a homeowner's exemption.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,119.00 Homeowner's exemption | $224,000 Land $40,000 Building $184,000 | $224,000 Land $40,000 Building $184,000 |
| 2023 | $2,131.00 (+1.19%) Homeowner's exemption | $224,000 (+7.18%) Land $40,000 Building $184,000 | $224,000 (+7.18%) Land $40,000 Building $184,000 |
| 2022 | $2,106.00 Homeowner's exemption | $209,000 Land $25,000 Building $184,000 | $209,000 Land $25,000 Building $184,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 970 Pooles Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Pooles Creek Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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