Suffolk County and Southold Town property record for 970 Pine Tree Rd, Cutchogue, NY 11935
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Jun 1999) |
| Tax Bill | $8,008 (2024) |
| Deeds & Mortgages | Nov 2021 Refinance Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 104.-2-1 |
| Primary APN | 473889 104.-2-1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,602 sqft (0.45 acres) |
|---|
| Account Number | 13 |
|---|---|
| Street Address | 970 PINE TREE RD |
| City | CUTCHOGUE |
| State | NY |
| Zip | 11935-1599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | BOOK 11968 PAGE 052 BILL 012326 |
| Legal Subdivision | MAP OF NASSAU FARMS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 170005 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 56 PINE ST, 11F, NEW YORK, NY 10005-1515 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Nov 10, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 1999 · Amount on File |
| Deed Sale | Jun 8, 1999 · Amount on File |
| Deed Book / Page | 11968 / 052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 970 PINE TREE RD, CUTCHOGUE, NY 11935-1599 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0233440015 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 23344/15 |
| Instrument | DM046238 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 10, 2021 |
| Property Address | 970 PINE TREE RD, CUTCHOGUE, NY 11935-1599 |
| Document Number | 0131280839 |
| Book / Page | 13128 / 839 |
| Instrument Date | Aug 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,200 (-) Land $800 Building $4,400 | $945,455 (+10,263.42%) Land $145,455 Building $800,000 | |
| 2024 | $8,008.00 | ||
| 2023 | $5,200 Land $800 Building $4,400 | $9,123 Land $1,404 Building $7,719 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 7 (2011–2023) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
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