970 Pine Grove Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 970 Pine Grove Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	6,307 sqft
Lot Size	25 acres (1,089,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Oct 2019)
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-00-00-025`

Property Details

APN / Parcel Number

Primary APN	`254-00-00-025`
Alternative APNs	`0254 00 00 0250` `1155`

Interior

Stories	1 Story
Building Area	6,307 sqft Gross Area
Basement Area	705 sqft
Unfinished Basement	705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	1,089,000 sqft (25 acres)
Garage Type	Attached
Garage Area	700 sqft
Porch	Porch
Porch Area	712 sqft
Patio Area	896 sqft

Location & Zoning

Account Number	1155
Street Address	970 PINE GROVE RD
City	LUGOFF
State	SC
Zip	29078-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRD1
Legal Description	2052-62 1773-83 46-167
Legal Subdivision	JERREL A CAMPBELL AND KATHY L CAMPBELL
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	970401

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 PINE GROVE RD, LUGOFF, SC 29078-9762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU
Sep 25, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 1, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICU MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Oct 11, 2006 · Amount on Record
Deed Document Number	20197933
Deed Book / Page	4101 / 186
Prior Transfer Date	Jun 13, 2005
Prior Transfer Doc	0017730083
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	970 PINE GROVE RD, LUGOFF, SC 29078-9762
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202310816
Date	Dec 20, 2023
Book Page	5064/74
Instrument	2023-10816

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	970 PINE GROVE RD, LUGOFF, SC 29078-9762
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202310816
Date	Dec 20, 2023
Book Page	5064/74
Instrument	2023-10816

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Sep 25, 2019
Property Address	970 PINE GROVE RD, LUGOFF, SC 29078-9762
Document Number	0000007750
Book / Page	004097 / 000276
Instrument Date	Sep 23, 2019
Instrument	7750
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WALTER WAY HARRIMAN TN 377483962, HARRIMAN, TN 37748-3962

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 1, 2019
Property Address	970 PINE GROVE RD, LUGOFF, SC 29078-9762
Document Number	0000007933
Book / Page	004101 / 000186
Instrument Date	Sep 23, 2019
Instrument	7933
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,572.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 PINE GROVE RD CAMDEN SC 29020, CAMDEN, SC 29020

Mortgage

Document Number	7934
Date	Oct 1, 2019
Book Page	004101/000189
Instrument	7934

Lender

Name	AMERICU MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00 (+219.5%)	$415,800 (-) Land $33,100 Building $382,700	$467,700 (-)
2023	$764.00	$415,800 Land $33,100 Building $382,700	$467,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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