970 Penny Ln, Sycamore, IL 60178 Property Records

DeKalb County property record for 970 Penny Ln, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 2004
Lot Size	0.021 acres (900 sqft)
Owner	Company Name on File
Last Sale	$145,000 (May 2022)
Tax Bill	$4,645 (2024)
Deeds & Mortgages	Aug 2022 Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-28-353-016`

Property Details

APN / Parcel Number

Primary APN	`06-28-353-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
Gross Area	1,502 sqft
1st Floor Area	1,262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	900 sqft (0.021 acres)
Garage Type	Attached
Garage Area	240 sqft
Porch	Open Frame Porch
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	0628353016
Street Address	970 PENNY LN
City	SYCAMORE
State	IL
Zip	60178-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 970 - RIVER EDGE CONDOMINIUMS ADD ON - RESUB OF LOTS 15, 23 & 24
Legal Subdivision	RIVER EDGE CONDOMINIUMS ADD
Legal Lot Number	15,23
Legal Unit	970
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1004
Census Tract	401

Owner

970 Penny Ln is owned by a company that bought it in May 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Company Name on File
Mailing Address	902 S RANDALL RD, C286, SAINT CHARLES, IL 60174-1781
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage BANK MICHIGAN
May 31, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	May 9, 2012 · Amount on File
Deed Document Number	20225247
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	970 PENNY LN, SYCAMORE, IL 60178-1250
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S RANDALL RD C286, C286, SAINT CHARLES, IL 60174-1781

Mortgage

Document Number	0000007587
Date	Aug 8, 2022
Instrument	2022007587

Lender

Name	BANK MICHIGAN
Type	Bank
Address	MORRIS, IL 60450

Agreement

Amount	Amount on Record
Term	299 Months
Due	Jul 27, 2047

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 31, 2022
Property Address	970 PENNY LN, SYCAMORE, IL 60178-1250
Document Number	0000005247
Map Reference	DOC 2003035560
Instrument Date	May 24, 2022
Instrument	2022005247
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S RANDALL RD # C206, C206, ST CHARLES, IL 60174-1781

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,430 Land $14,858 Building $44,572	$178,290 Land $44,574 Building $133,716
2024	$4,645.00
2023		$51,025 Land $12,757 Building $38,268	$153,075 Land $38,271 Building $114,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 970 Penny Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Penny Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Frontier, Verizon.

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