Hancock County property record for 970 Pebblestone Ln, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,196 sqft · built 2007 |
| Lot Size | 0.331 acres (14,418 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $29,500 (Aug 2007) |
| Tax Bill | $7,170 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2136000110 |
| Primary APN | 2136000110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 2,384 sqft |
| Basement Area | 2,196 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 2,196 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,418 sqft (0.331 acres) |
| Garage Type | Attached |
| Garage Area | 972 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 289 sqft |
| Patio Area | 79 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 970 PEBBLESTONE LN |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE ESTATES 2ND ADD LOT 11 |
| Legal Subdivision | COBBLESTONE ESTATES 2ND SUBDIVISION |
| Legal Lot Number | 11 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 270100 |
Source: Hancock County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 970 PEBBLESTONE ST, GARNER, IA 50438-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Aug 20, 2020 | Affidavit, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2007 · Amount on Record |
| Deed Sale | Aug 22, 2007 · Amount on Record |
| Deed Document Number | 20071899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 970 PEBBLESTONE LN, GARNER, IA 50438-1601 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000171907 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 17-1907 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 970 PEBBLESTONE LN, GARNER, IA 50438-1601 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000201908 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 20-1908 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Aug 20, 2020 |
| Property Address | 970 PEBBLESTONE LN, GARNER, IA 50438-1601 |
| Document Number | 0000201732 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 20-1732 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,170.00 (+4.46%) Homeowner's exemption | $529,880 (+11.7%) Land $55,780 Building $474,100 | $529,880 (+11.7%) Land $55,780 Building $474,100 |
| 2024 | $6,864.00 (-4.07%) | ||
| 2023 | $474,380 (+8.63%) Land $44,620 Building $429,760 | $474,380 (+8.63%) Land $44,620 Building $429,760 | |
| 2022 | $7,155.00 Homeowner's exemption | $436,710 Land $44,620 Building $392,090 | |
| 2021 | $436,710 Land $44,620 Building $392,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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