970 Pamela Rd, Cincinnati, OH 45255 Property Records

Hamilton County property record for 970 Pamela Rd, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,433 sqft · built 1959
Lot Size	0.596 acres (25,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,500 (Oct 2012)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0124-0194-00`

Property Details

APN / Parcel Number

Primary APN	`500-0124-0194-00`
Alternative APNs	`5000120036200` `200824805`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	1,073 sqft
Basement Area	1,025 sqft
Finished Basement	360 sqft
Unfinished Basement	665 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,962 sqft (0.596 acres)
Lot Dimensions	328 ft deep x 80 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	970 PAMELA RD
City	CINCINNATI
State	OH
Zip	45255-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAMELA DR 80 X 328.14 IRRLOT 43 RUSK SUB BLK B
Legal Subdivision	RUSK SUB
Legal Block	B
Legal Lot Number	43
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1004
Census Tract	25103

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 PAMELA RD, CINCINNATI, OH 45255-4722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2012 · Amount on Record
Deed Sale	Oct 10, 2012 · Amount on Record
Prior Sale	Jan 15, 2010 · Amount on Record
Deed Document Number	2012130632
Deed Book / Page	12138 / 716
Last Transfer Date	Nov 2, 2021
Transfer Doc	0000135144
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 8, 2021
Property Address	970 PAMELA RD, CINCINNATI, OH 45255-4722
Document Number	0000135144
Book / Page	14540 / 1188
Map Reference	MB 91 PG 56&57
Instrument Date	Nov 2, 2021
Instrument	2021-0135144
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	970 PAMELA RD, CINCINNATI, OH 45255-4722

Mortgage

Document Number	0000135145
Date	Nov 8, 2021
Instrument	2021-0135145

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,290.00 (+2.88%)	$68,520 (-) Land $14,599 Building $53,921	$195,770 (-) Land $41,710 Building $154,060
2024	$4,170.00 (+5.14%)	$68,520 (-) Land $14,599 Building $53,921
2023	$3,966.00 (+25.94%)	$68,520 (+41.56%) Land $14,599 Building $53,921	$195,770 (+41.56%) Land $41,710 Building $154,060
2022	$3,149.00 Homeowner's exemption	$48,402 Land $11,802 Building $36,600
2020			$138,290 Land $33,720 Building $104,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20