Butte County property record for 970 Palmetto Ave, Chico, CA 95926
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1963 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,000 (Aug 2016) |
| Tax Bill | $3,684 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-501-008-000 |
| Primary APN | 003-501-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Modern |
| Construction Type | Wood |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 003-501-008 |
|---|---|
| Street Address | 970 PALMETTO AVE |
| City | CHICO |
| State | CA |
| Zip | 95926-4029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 970 PALMETTO AVE |
| Legal Subdivision | MACY |
| Legal Block | A |
| Legal Lot Number | 18 |
| Jurisdiction | BUTTE CA |
| Township / Civil Division | CHICO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 700 |
970 Palmetto Ave is owned and occupied by two individuals who bought it in August 2016.
Source: Butte County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 PALMETTO AVE, CHICO, CA 95926-4029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Apr 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Dec 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2016 · Amount on File |
| Deed Sale | Aug 11, 2016 · Amount on File |
| Prior Sale | Sep 16, 1999 · Amount on File |
| Deed Document Number | 201629288 |
| Prior Transfer Date | Jun 16, 2014 |
| Prior Transfer Doc | 0000019007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 970 PALMETTO AVE, CHICO, CA 95926-4029 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 970 PALMETTO AVE, CHICO, CA 95926-4029 |
| Document Number | 0000027016 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-0027016 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 970 PALMETTO AVE, CHICO, CA 95926-4029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020300 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 2019-0020300 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTTE CA |
| Property Address | 970 PALMETTO AVE, CHICO, CA 95926-4029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000055816 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019-0055816 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 970 Palmetto Ave was $3,684.
Source: Butte County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Butte County |
| Municipality | Chico City |
| Unified School District | Chico Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,355 (+2%) Land $147,972 Building $176,383 | ||
| 2025 | $3,684.00 | $317,996 Land $145,071 Building $172,925 | |
| 2024 | $389,790 | ||
| 2023 | $3,410.00 (+1.61%) | $305,650 Land $139,439 Building $166,211 | |
| 2022 | $3,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 970 Palmetto Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1986–2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 970 Palmetto Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, DigitalPath, GeoLinks, Race Communications, T-Mobile.
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