970 Oradell Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 970 Oradell Ave, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	2,165 sqft · built 1954
Lot Size	0.276 acres (12,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Sep 2020)
Tax Bill	$18,668 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-00501-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`44-00501-0000-00014`
Alternative APNs	`440050100014` `253900`

Interior

Stories	1 Story
Building Area	2,165 sqft Living Area
1st Floor Area	2,165 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Construction Type	Frame
Lot Area	12,036 sqft (0.276 acres)
Lot Dimensions	145 ft deep x 83 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	253900
Street Address	970 ORADELL AVE
City	ORADELL
State	NJ
Zip	07649-1954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	83X145
Legal Subdivision	WOODLAND HOMES SEC 2
Legal Block	501
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	3
Census Block	3007
Census Tract	40001

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 ORADELL AVE, ORADELL, NJ 07649-1954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPENCER SAVINGS BANK
Sep 16, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 20, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	202086137
Deed Book / Page	3708 / 316
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	970 ORADELL AVE, ORADELL, NJ 07649-1954
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026340469
Date	Jun 9, 2017
Book Page	02634/0469
Instrument	17-044491

Lender

Name	SPENCER SAVINGS BANK
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2032

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 16, 2020
Property Address	970 ORADELL AVE, ORADELL, NJ 07649-1954
Document Number	0037080316
Book / Page	3708 / 316
Instrument Date	Jun 17, 2020
Instrument	20-086137
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 APPLE RIDGE ROAD, 40, DANBURY, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 ORADELL AVE, ORADELL, NJ 07649-1954

Mortgage

Document Number	20086138
Date	Sep 16, 2020
Instrument	20-086138

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 20, 2018
Property Address	970 ORADELL AVE, ORADELL, NJ 07649-1954
Document Number	0031351281
Book / Page	3135 / 1281
Instrument Date	Dec 1, 2018
Instrument	18-089160
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 ORADELL AVE, ORADELL, NJ 07649-1954

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$856,800 (+5.34%) Land $441,000 Building $415,800	$856,800 (+5.34%) Land $441,000 Building $415,800
2025	$18,668.00 (+6.39%)	$813,400 (+26.78%) Land $409,900 Building $403,500	$813,400 (+26.78%) Land $409,900 Building $403,500
2024	$17,546.00 (+7.2%)
2023		$641,600 Land $284,900 Building $356,700	$641,600 Land $284,900 Building $356,700
2022	$16,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1999–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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