Avery County property record for 970 Old Beech Mountain Rd, Elk Park, NC 28622
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 5,308 sqft · built 2021 |
| Lot Size | 10.2 acres (446,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $253,500 (Mar 2020) |
| Tax Bill | $11,351 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 72792 |
| Primary APN | 72792 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,308 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 446,490 sqft (10.2 acres) |
| Lot Width | 700 ft Width |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 72792 |
|---|---|
| Street Address | 970 OLD BEECH MOUNTAIN RD |
| City | ELK PARK |
| State | NC |
| Zip | 28622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAGIE TRACT 1 |
| Legal Tract | 1 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BEECH MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 930100 |
970 Old Beech Mountain Rd is owned by two individuals who bought it in March 2020.
Source: Avery County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 STONEMARKER RD, MOORESVILLE, NC 28117-6668 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 6, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on File |
| Deed Sale | Mar 6, 2020 · Amount on File |
| Deed Document Number | 0000541493 |
| Deed Book / Page | 541 / 493 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 970 OLD BEECH MOUNTAIN RD, ELK PARK, NC 28622 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003386 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 561/1316 |
| Instrument | 2021003386 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 366 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 4.5% |
| Index | 1-Year LIBOR |
| Max Rate | 0.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Mar 6, 2020 |
| Property Address | 970 OLD BEECH MOUNTAIN RD, ELK PARK, NC 28622-9250 |
| Document Number | 0005410493 |
| Book / Page | 000541 / 000493 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 1141 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $507.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | OLD BEECH MOUNTAIN RD ELK PARK NC 28622, ELK PARK, NC 28622 |
The 2025 property tax bill for 970 Old Beech Mountain Rd was $11,351.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,351.00 | $2,837,900 Land $211,200 Building $2,626,700 | $2,837,900 Land $211,200 Building $2,626,700 |
| 2023 | $11,351.00 (+320.88%) | $2,837,900 (+320.8%) Land $211,200 Building $2,626,700 | $2,837,900 (+320.8%) Land $211,200 Building $2,626,700 |
| 2022 | $2,697.00 | $674,400 Land $211,200 Building $463,200 | $674,400 Land $211,200 Building $463,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 970 Old Beech Mountain Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (1994–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Old Beech Mountain Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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