970 N 4th St, Sainte Genevieve, MO 63670 Property Records

Ste. Genevieve County property record for 970 N 4th St, Sainte Genevieve, MO 63670

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Apr 2023)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Jun 2011 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08953.001`

Property Details

APN / Parcel Number

Primary APN	`08953.001`

Interior

Building Area	1,200 sqft Living Area

Exterior

Effective Year Built	Effective 1989
Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	970 N 4TH ST
City	SAINTE GENEVIEVE
State	MO
Zip	63670-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 1 & 2 BLK 2 BEACON HEIGHTS
Legal Subdivision	BEACON HEIGHTS
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	STE. GENEVIEVE MO
Township / Civil Division	STE. GENEVIEVE
Census Block Group	1
Census Block	1028
Census Tract	960200

Owner

Source: Ste. Genevieve County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	970 N 4TH ST, SAINTE GENEVIEVE, MO 63670-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2007	Deed of Trust, Mortgage PNC BANK NA
Jun 30, 2011	Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 13, 2006	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Record Updated	Oct 29, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STE. GENEVIEVE MO
Property Address	970 N 4TH ST, SAINTE GENEVIEVE, MO 63670-1014
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001400/062
Date	Jan 29, 2007
Book Page	1400/062

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2027

June 2011: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STE. GENEVIEVE MO
Recording Date	Jun 30, 2011
Property Address	970 N 4TH ST, SAINTE GENEVIEVE, MO 63670-1014
Document Number	001675/323
Book / Page	1675 / 323
Instrument Date	Jun 29, 2011
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 N 4TH ST, STE GENEVIEVE, MO 63670-1014

Mortgage

Document Number	0001675325
Date	Jun 30, 2011
Instrument	1675/325

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2041

February 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STE. GENEVIEVE MO
Recording Date	Feb 13, 2006
Property Address	970 N 4TH ST, SAINTE GENEVIEVE, MO 63670-1014
Document Number	001328/155
Book / Page	1328 / 155
Instrument Date	Feb 10, 2006
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 N 4TH ST, STE GENEVIEVE, MO 63670-1014

Mortgage

Document Number	0001328157
Date	Feb 13, 2006
Instrument	1328/157

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Ste. Genevieve County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ste. Genevieve County
Municipality	Ste. Genevieve City
Unified School District	Ste. Genevieve County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,340 (-) Land $3,580 Building $23,760	$143,880 (-) Land $18,830 Building $125,050
2025	$1,607.00	$27,340 (+14.06%)	$143,880 (+14.04%)
2023		$23,970
2021			$126,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	682 (1978–2025)
Claims Outside the SFHA	14 of 682
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 7 claims Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 48 claims Severe Storms & Flooding, Sep 1993 · 164 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STE GENEVIEVE PWS serves 4,999 people · EPA ID MO4010710
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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