970 N 2nd Ave, Thatcher, AZ 85552 Property Records

Graham County property record for 970 N 2nd Ave, Thatcher, AZ 85552

Property Summary

Property Type	Single Family Home
Details	1,350 sqft · built 1986
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Company Names on File
Tax Bill	$1,055 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-09-165`

Property Details

APN / Parcel Number

Primary APN	`104-09-165`

Interior

Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	970 N 2ND AVE
City	THATCHER
State	AZ
Zip	85552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG PT 211 N OF SE COR LOT 1 BLK 16 THATCHER, TH W 173 TH S 11 TH E 173 TH N 111 TO POB 1985 PARCEL 104-09-123 SPLIT
Legal Range	25E
Legal Township	07S
Legal Section	02
Legal Subdivision	THATCHER
Legal Block	16
Legal Lot Number	1
Jurisdiction	GRAHAM AZ
Township / Civil Division	SAFFORD
Census Block Group	2
Census Block	2002
Census Tract	961201

Owner

Source: Graham County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 1014, THATCHER, AZ 85552-1014
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 18, 2020	Warranty Deed, Transfer VETERANS UNITED HM LNS
May 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 5, 2024
Transfer Doc	0000000486
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Jan 17, 2024
Property Address	970 N 4TH AVE, THATCHER, AZ 85552
Document Number	0000000224
Instrument Date	Jan 5, 2024
Instrument	2024-00224
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1014, THATCHER, AZ 85552-1014

Mortgage

Document Number	0000000225
Date	Jan 17, 2024
Instrument	2024-00225

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAHAM AZ
Property Address	970 N 4TH AVE, THATCHER, AZ 85552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003343
Date	Jul 26, 2018
Instrument	2018-03343

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM AZ
Recording Date	Jun 18, 2020
Property Address	970 N 4TH AVE, THATCHER, AZ 85552
Document Number	0000003037
Instrument Date	Apr 24, 2020
Instrument	3037
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3200 W 4TH ST THATCHER AZ 855520679, THATCHER, AZ 85552-0679

Mortgage

Document Number	3038
Date	Jun 18, 2020
Instrument	3038

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAHAM AZ
Recording Date	May 21, 2020
Property Address	970 N 4TH AVE, THATCHER, AZ 85552
Document Number	0000002537
Instrument Date	Apr 9, 2020
Instrument	2537
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 N 4TH ST THATCHER AZ 85552, THATCHER, AZ 85552

Tax Assessment & Valuation

Source: Graham County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Graham County
Municipality	Thatcher Town
Unified School District	Thatcher Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$207,487 (+14.74%) Land $29,959 Building $177,528
2025	$1,055.00 (+15.17%)	$18,084 (+0.73%) Land $2,996 Building $15,088	$180,840 (+0.73%) Land $29,959 Building $150,881
2024		$17,953 Land $2,663 Building $15,290	$179,533 Land $26,630 Building $152,903
2023	$916.00 (+2%)
2022	$898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2017
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Valley Telephone Cooperative, Inc. (AZ/NM) Fiber	1,000 / 100
Cable One Cable	1,000 / 50

May also be available: AT&T, Bluespan Wireless, T-Mobile USA, Verizon.

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