970 Mountain Dr, Deerfield, IL 60015 Property Records

Lake County property record for 970 Mountain Dr, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,909 sqft · built 1968
Lot Size	0.276 acres (12,001 sqft)
Owner	Trust Name on File
Last Sale	$363,000 (Jul 1999)
Tax Bill	$19,391 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-20-404-033`

Property Details

APN / Parcel Number

Primary APN	`16-20-404-033`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,909 sqft Living Area
Gross Area	4,347 sqft
1st Floor Area	1,489 sqft
2nd Floor Area	1,420 sqft
Upper Floors Area	1,420 sqft
Basement Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	970 MOUNTAIN DR
City	DEERFIELD
State	IL
Zip	60015-1880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH TRAIL LOT 86
Legal Subdivision	NORTH TRAIL
Legal Lot Number	86
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1001
Census Tract	864901

Owner

Source: Lake County records · APN 16-20-404-033

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	970 MOUNTAIN DR, DEERFIELD, IL 60015-1880
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 1999 · Amount on Record
Deed Sale	Jul 22, 1999 · Amount on Record
Deed Document Number	19994390219
Last Transfer Date	Aug 01, 2005
Transfer Doc	0005843103
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	970 MOUNTAIN DR, DEERFIELD, IL 60015-1880
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007838861
Date	Oct 28, 2021
Instrument	7838861

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,903 (+9.24%) Land $58,494 Building $170,409	$686,778 (+9.24%) Land $175,500 Building $511,278
2024	$19,391.00 (-4.22%)
2023	$20,246.00 (+5.98%)	$209,535 (-4.67%) Land $53,545 Building $155,990	$628,668 (-4.67%) Land $160,651 Building $468,017
2022	$19,103.00	$219,801 Land $59,811 Building $159,990	$659,469 Land $179,451 Building $480,018

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	28 (1979–2023)
Claims Outside the SFHA	16 of 28
Most Recent Claim	Feb 2023 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

Based on FCC filings for 193 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEERFIELD serves 19,196 people
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.