970 Monterey Dr, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 970 Monterey Dr, Shoreview, MN 55126

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 962 sqft · built 1972
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Jan 2026)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-23-32-0165`

Property Details

APN / Parcel Number

Primary APN	`14-30-23-32-0165`
Alternative APN	`143023320014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	962 sqft Living Area
1st Floor Area	481 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	143023320014
Street Address	970 MONTEREY DR
City	SHOREVIEW
State	MN
Zip	55126-5875
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	B
Legal Description	LAKE MARTHA ADDITION LOT 2 BLK 5
Legal Range	23
Legal Township	30
Legal Section	14
Legal Quarter	3
Quarter-Quarter Section	2
Legal Subdivision	LAKE MARTHA ADDITION
Legal Block	5
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	SHOREVIEW
Census Block Group	3
Census Block	3001
Census Tract	40707

Owner

Source: Ramsey County records · APN 14-30-23-32-0165

Assessment roll updated February 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	970 MONTEREY DR, SHOREVIEW, MN 55126-5875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPORT FUNDING LLC
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Aug 06, 2020	Deed of Trust, Mortgage · Conventional with PMI BELL BK
Mar 29, 2018	Warranty Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 2026 · Amount on Record
Deed Sale	Jan 06, 2026 · Amount on Record
Prior Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	T02808621
Record Updated	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 06, 2026
Property Address	970 MONTEREY DR, SHOREVIEW, MN 55126-5875
Document Number	0T02808621
Instrument Date	Dec 31, 2025
Instrument	T02808621
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$712.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	970 MONTEREY DR, SHOREVIEW, MN 55126-5875

Mortgage

Document Number	0T02808622
Date	Jan 06, 2026
Instrument	T02808622

Lender

Name	NORTHPORT FUNDING LLC
Type	Mortgage Company
Address	WAYZATA, MN 55391

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 21, 2023
Property Address	970 MONTEREY DR, SHOREVIEW, MN 55126-5875
Document Number	0T02752766
Instrument Date	Apr 20, 2023
Instrument	T02752766
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 MONTEREY DR, SHOREVIEW, MN 55126-5875

Mortgage

Document Number	0T02752767
Date	Apr 21, 2023
Instrument	T02752767

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	970 MONTEREY DR, SHOREVIEW, MN 55126-5875
Document Number	0002674554
Instrument Date	Aug 06, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 MONTEREY DR SHOREVIEW MN 551265875, SHOREVIEW, MN 55126-5875

Mortgage

Document Number	0002674554
Date	Sep 09, 2020
Instrument	2674554

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 08, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 29, 2018
Property Address	970 MONTEREY DR, SHOREVIEW, MN 55126-5875
Document Number	0002610992
Instrument Date	Mar 23, 2018
Instrument	2610992
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 MONTEREY DR SHOREVIEW MN 551265875, SHOREVIEW, MN 55126-5875

Mortgage

Document Number	2610993
Date	Mar 29, 2018
Instrument	2610993

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Shoreview City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+13.75%) Homeowner's exemption	$226,800 (+14.78%) Land $50,000 Building $176,800	$226,800 (+14.78%) Land $50,000 Building $176,800
2023	$2,356.00 Homeowner's exemption	$197,600 Land $50,000 Building $147,600	$197,600 Land $50,000 Building $147,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 307 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Shoreview serves 26,750 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

970 Monterey Dr, Shoreview (Saint Paul), MN 55126 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Monterey Dr

Nearby Streets

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