Carroll County property record for 970 Mel Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,342 sqft · built 2014 |
| Lot Size | 1.09 acres (47,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $541,220 (May 2014) |
| Tax Bill | $6,829 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-430897 |
| Primary APN | 07-430897 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,342 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,829 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 430897 |
|---|---|
| Street Address | 970 MEL DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 16 - 1.0983 ACS MEL DRIVE 53-2/3 JACOBS RIDGE 3 |
| Legal Subdivision | JACOBS RIDGE 3 |
| Legal Lot Number | 16 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 507500 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 970 MEL DR, WESTMINSTER, MD 21158-2055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2014 · Amount on Record |
| Deed Sale | May 21, 2014 · Amount on Record |
| Prior Sale | May 17, 2013 · Amount on Record |
| Deed Book / Page | 7666 / 408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 970 MEL DR, WESTMINSTER, MD 21158-2055 |
| Document Number | 0093240066 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 970 MEL DR WESTMINSTER MD 211582055, WESTMINSTER, MD 21158-2055 |
| Document Number | 0093240066 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 009324/000066 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $633,400 (+15.54%) Land $160,900 Building $472,500 | $633,400 (+15.54%) Land $160,900 Building $472,500 | |
| 2025 | $6,829.00 (+10.25%) Homeowner's exemption | ||
| 2023 | $6,194.00 Homeowner's exemption | $548,200 Land $160,900 Building $387,300 | $548,200 Land $160,900 Building $387,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Quantum Internet & Telephone, Ting.
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