Harnett County property record for 970 McKay Dr, Spring Lake, NC 28390
| Property Type | Mobile Home |
|---|---|
| Details | 1,064 sqft · built 2024 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,291 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Mar 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500062409 |
| Primary APN | 1500062409 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,064 sqft Heated Area |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 1500062409 |
|---|---|
| Street Address | 970 MCKAY DR |
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-7934 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA20M |
| Legal Description | LOT #11 BLK D TWIN LAKES SEC#1 M#7/119 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | D |
| Legal Lot Number | 11 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71202 |
Source: Harnett County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 RAINEY DR, SPRING LAKE, NC 28390-7954 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Mar 8, 2024 | Warranty Deed, Transfer |
| Jan 18, 2024 | Deed, Transfer |
| Jul 31, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1997 |
| Deed Sale | Jun 1, 1997 |
| Deed Book / Page | 1208 / 194 |
| Last Transfer Date | Jul 27, 2023 |
| Transfer Doc | 0000012519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 970 MCKAY DR, SPRING LAKE, NC 28390-7934 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000005553 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 4229/2235 |
| Instrument | 2024005553 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | 500 ALCOA TRL, MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Mar 8, 2024 |
| Property Address | 970 MCKAY DR, SPRING LAKE, NC 28390-7934 |
| Document Number | 0000003867 |
| Book / Page | 4226 / 1269 |
| Map Reference | MB 7 PG 119 |
| Instrument Date | Mar 4, 2024 |
| Instrument | 2024003867 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 RAINEY DR, SPRING LAKE, NC 28390-7954 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 475 RAINEY DR, SPRING LAKE, NC 28390-7954 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jan 18, 2024 |
| Property Address | 970 MCKAY DR, SPRING LAKE, NC 28390-7934 |
| Document Number | 0000000833 |
| Book / Page | 4220 / 1078 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024000833 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 475 RAINEY DR, SPRING LAKE, NC 28390-7954 |
| Name | Verified Name |
|---|---|
| Address | 475 RAINEY DR, SPRING LAKE, NC 28390-7954 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jul 31, 2023 |
| Property Address | 970 MCKAY DR, SPRING LAKE, NC 28390-7934 |
| Document Number | 0000012519 |
| Book / Page | 4201 / 2933 |
| Map Reference | MB 1028 PG 194 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023012519 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 475 RAINEY DR, SPRING LAKE, NC 28390-7954 |
| Name | Verified Name |
|---|---|
| Address | 475 RAINEY DR, SPRING LAKE, NC 28390-7954 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,291.00 (+1,493.83%) | $172,083 (+1,375.84%) | $172,083 (+1,375.84%) Land $34,240 Building $137,843 |
| 2023 | $81.00 | $11,660 (-) | $11,660 (-) Land $11,660 |
| 2022 | $81.00 | $11,660 | $11,660 Land $11,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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