970 Manchester Rd, Belgrade, ME 04917 Property Records

Kennebec County and Belgrade Town property record for 970 Manchester Rd, Belgrade, ME 04917

Property Summary

Property Type	Single Family Home
Lot Size	25.4 acres (1,106,424 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Aug 2026)
Tax Bill	$3,902 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BELG M:02 L:004A`

Property Details

APN / Parcel Number

Primary APN	`BELG M:02 L:004A`
Alternative APN	`3583`

Exterior

Lot Area	1,106,424 sqft (25.4 acres)

Location & Zoning

Account Number	3583
Street Address	970 MANCHESTER RD
City	BELGRADE
State	ME
Zip	04917-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4A
Jurisdiction	BELGRADE ME
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3024
Census Tract	16000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Belgrade Town records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 MENATOMA CAMP RD, READFIELD, ME 04355-3916
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Nov 4, 2024	Deed of Trust, Mortgage · ARM FRANKLIN SAVINGS BANK
Dec 27, 2022	Deed of Trust, Mortgage · ARM KENNEBEC SAVINGS BANK
May 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Deed Document Number	202617286
Deed Book / Page	15812 / 280
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELGRADE ME
Recording Date	Aug 4, 2026
Property Address	970 MANCHESTER RD, BELGRADE, ME 04917-3936
Document Number	0000017286
Book / Page	15812 / 280
Instrument Date	Jul 31, 2026
Instrument	202617286
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MENATOMA CAMP RD, READFIELD, ME 04355-3916

Mortgage

Date	Aug 4, 2026

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	970 MANCHESTER RD, BELGRADE, ME 04917-3936
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024024239
Date	Nov 4, 2024
Book Page	15215/87
Instrument	2024024239

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Nov 1, 2034

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	970 MANCHESTER RD, BELGRADE, ME 04917-3936
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022030597
Date	Dec 27, 2022
Book Page	14661/274
Instrument	2022030597

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.2%
Type Change Date	Jan 1, 2026
Index	3-Year CMT
Margin	4

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELGRADE ME
Property Address	970 MANCHESTER RD, BELGRADE, ME 04917-3936
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023008912
Date	May 26, 2023
Book Page	14765/31
Instrument	2023008912

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Kennebec County and Belgrade Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Belgrade Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,902.00 (+58.36%)	$368,100 (+41.9%) Land $74,600 Building $293,500
2024	$2,464.00 (+27.34%)	$259,400 (+19.98%) Land $74,600 Building $184,800
2023	$1,935.00 (+210.59%)	$216,200 (+433.83%) Land $74,600 Building $141,600
2022	$623.00	$40,500 Land $40,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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