970 Madison St, Denver, CO 80206 Property Records

Denver City property record for 970 Madison St, Denver, CO 80206

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,561 sqft · built 2007
Lot Size0.102 acres (4,460 sqft)
Owner2 Individual Names on File
Tax Bill$9,116 (2025)
Deeds & MortgagesDec 2023 Transfer
Aug 2023 Sale & Mortgage
+ 4 more
APN05014-14-001-000

Property Details

APN / Parcel Number

Primary APN05014-14-001-000
Alternative APNs
  • 680401414001
  • 161052424

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms13 Rooms
Stories2 Stories
Building Area3,561 sqft Living Area
Gross Area2,461 sqft
1st Floor Area1,245 sqft
Basement Area1,245 sqft
Finished Basement1,100 sqft
Unfinished Basement145 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area4,460 sqft (0.102 acres)
Garage TypeDetached
Garage Area400 sqft
PorchEnclosed/Unfinished Frame Porch
Porch Area80 sqft
Patio Area397 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address970 MADISON ST
CityDENVER
StateCO
Zip80206-4052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU-SU-B
Legal DescriptionL 1 & N1/2 OF L 2 EXC REAR 6FT TO CITY BLK 315 CAPITOL AVE SUB 3RD FLG
Legal SubdivisionCAPITOL AVE SUB
Legal Block315
Legal Lot Number1,2
JurisdictionDENVER CO
Township / Civil DivisionDENVER
Census Block Group1
Census Block1005
Census Tract3300

Owner

970 Madison St is owned and occupied by two individuals who acquired it in December 2024.

Source: Denver City records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address970 MADISON ST, DENVER, CO 80206-4052
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Intrafamily Transfer, Transfer
LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Aug 29, 2023Warranty Deed, Transfer · VA Mortgage
ASSET MUTUAL MORTGAGE INC
Oct 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
BOKF NA
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
BOKF NA
Jun 11, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 2, 2018Warranty Deed, Transfer
COLORADO ST BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2024
Deed SaleSep 30, 2024
Prior SaleAug 29, 2023 · Amount on File
Deed Document Number202490854
Last Transfer DateDec 4, 2024
Transfer Doc0000114890
Record UpdatedOct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDENVER CO
Recording DateDec 18, 2023
Property Address970 MADISON ST, DENVER, CO 80206-4052
Document Number0000117556
Instrument DateDec 8, 2023
Instrument2023117556
Transaction TypeTransfer
Record UpdatedDec 29, 2023
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address970 MADISON ST, DENVER, CO 80206-4052

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDENVER CO
Recording DateAug 29, 2023
Property Address970 MADISON ST, DENVER, CO 80206-4052
Document Number0000083393
Instrument DateAug 22, 2023
Instrument2023083393
Transaction TypeTransfer
Record UpdatedSep 8, 2023
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$174.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address970 MADISON ST, DENVER, CO 80206-4052

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 MADISON ST, DENVER, CO 80206-4052

Mortgage

Document Number0000083394
DateAug 29, 2023
Instrument2023083394
Lender
NameASSET MUTUAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address970 MADISON ST, DENVER, CO 80206-4052
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000135519
DateOct 1, 2019
Instrument2019135519
Lender
NameBOKF NA
TypeBank
AddressTULSA, OK 74153
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2034
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address970 MADISON ST, DENVER, CO 80206-4052
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 MADISON ST, DENVER, CO 80206-4052

Mortgage

Document Number0000148799
DateSep 14, 2020
Instrument2020148799
Lender
NameBOKF NA
TypeBank
AddressTULSA, OK 74153
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDENVER CO
Recording DateJun 11, 2020
Property Address970 MADISON ST, DENVER, CO 80206-4052
Document Number0000079264
Instrument DateJun 8, 2020
Instrument79264
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address970 MADISON ST DENVER CO 802064052, DENVER, CO 80206-4052

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDENVER CO
Recording DateJul 2, 2018
Property Address970 MADISON ST, DENVER, CO 80206-4052
Document Number0000081393
Instrument DateJul 2, 2018
Instrument81393
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$122.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address970 MADISON ST DENVER CO 802064052, DENVER, CO 80206-4052

Mortgage

Document Number81394
DateJul 2, 2018
Instrument81394
Lender
NameCOLORADO ST BK&TR
TypeBank
AddressPO BOX 35688, TULSA, OK 74153-0688
Agreement
AmountAmount on Record
Term360 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 970 Madison St was $9,116, up 16.9% from the year before.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,116.00 (+16.89%)$119,170 Land $38,090 Building $38,090$1,690,400 Land $540,300 Building $1,150,100
2024$7,799.00 (+2.21%)
2023$7,630.00$98,470 (+24.93%) Land $36,860 Building $61,610$1,524,700 (+34.43%) Land $605,100 Building $919,600
2022$78,820 Land $24,030 Building $54,790$1,134,200 Land $345,800 Building $788,400
2021$6,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 970 Madison St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 970 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER BOARD
serves 1,287,000 people · EPA ID CO0116001
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting33
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: Aerux Broadband, AT&T, Google Fiber, LiveWireNet, Starry.

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