970 Luther Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 970 Luther Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,002 sqft · built 2004
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Dec 2007)
Tax Bill	$6,861 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`579-283-37-00`

Property Details

APN / Parcel Number

Primary APN	`579-283-37-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,002 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	970 LUTHER DR
City	SPRING VALLEY
State	CA
Zip	91977-5262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 6 LOT 33 PAR F PER DOC02-1002213 TR 002050
Legal Subdivision	EAST SIDE ADD
Legal Tract	002050
Legal Block	6
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13909

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 LUTHER DR, SPRING VALLEY, CA 91977-5262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 1, 2020	Quit Claim Deed, Transfer OCMBC INC
Apr 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2007 · Amount on Record
Deed Sale	Dec 21, 2007 · Amount on Record
Prior Sale	Jul 17, 2007 · Amount on Record
Deed Document Number	2007787534
Last Transfer Date	Jun 24, 2020
Transfer Doc	0000346850
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	970 LUTHER DR, SPRING VALLEY, CA 91977-5262
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 LUTHER DR, SPRING VALLEY, CA 91977-5262

Mortgage

Document Number	0000013325
Date	Jan 10, 2022
Instrument	2022-0013325

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2020
Property Address	970 LUTHER DR, SPRING VALLEY, CA 91977-5262
Document Number	0000346850
Instrument Date	Jun 24, 2020
Instrument	346850
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 LUTHER DR SPRING VALLEY CA 919775262, SPRING VALLEY, CA 91977-5262

Mortgage

Document Number	346851
Date	Jul 1, 2020
Instrument	346851

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2019
Property Address	970 LUTHER DR, SPRING VALLEY, CA 91977-5262
Document Number	0000145023
Instrument Date	Apr 22, 2019
Instrument	145023
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	970 LUTHER DR SPRING VALLEY CA 919775262, SPRING VALLEY, CA 91977-5262

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$528,184 (+2%) Land $187,104 Building $341,080
2025	$6,861.00 (+7.04%)	$517,829 (+4.04%) Land $183,436 Building $334,393
2023	$6,410.00 (+1.54%)	$497,723 Land $176,314 Building $321,409
2022	$6,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Nearby Properties on Luther Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures