970 Luminary Cir, Unit 101, Melbourne, FL 32901 Property Records

Brevard County property record for 970 Luminary Cir, Unit 101, Melbourne, FL 32901

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,277 sqft · built 2006
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$117,900 (Jun 2013)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-37-21-26-D-7`

Property Details

APN / Parcel Number

Primary APN	`28-37-21-26-D-7`
Alternative APNs	`28-37-21-26-0000D.0-0007.00` `2863794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	7 Units
Stories	2 Stories
Building Area	1,277 sqft Living Area
Gross Area	1,337 sqft
1st Floor Area	828 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	149 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2863794
Street Address	970 LUMINARY CIR, 101
City	MELBOURNE
State	FL
Zip	32901-6655
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	SONESTA WALK PHASE TWO LOT 7 BLK D
Legal Range	37E
Legal Township	28S
Legal Section	21
Legal Subdivision	SONESTA WALK PHASE TWO
Legal Phase	2
Legal Block	D
Legal Lot Number	7
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3000
Census Tract	65126

Owner

970 Luminary Cir, Unit 101 is owned and occupied by an individual who bought it in June 2013.

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	970 LUMINARY CIR, 101, MELBOURNE, FL 32901-6655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2013 · Amount on File
Deed Sale	Jun 17, 2013 · Amount on File
Prior Sale	Jun 30, 2006 · Amount on File
Deed Document Number	2013132791
Deed Book / Page	6900 / 2539
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	970 LUMINARY CIR UNIT 101, 101, MELBOURNE, FL 32901-6655
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 LUMINARY CIR 101, 101, MELBOURNE, FL 32901-6655

Mortgage

Document Number	0095042375
Date	May 13, 2022
Book Page	9504/2375
Instrument	2022121340

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 970 Luminary Cir, Unit 101 was $1,546 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,980 (+2.69%)	$220,320 (-1.67%)
2025	$1,546.00 Homeowner's exemption	$123,650	$224,070 Land $80,000 Building $144,070
2023	$1,411.00 (+8.21%) Homeowner's exemption	$116,670 (+2.99%)	$220,090 (+13.08%) Land $75,000 Building $145,090
2022	$1,304.00 Homeowner's exemption	$113,280	$194,630 Land $65,000 Building $129,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Luminary Cir, Unit 101 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Luminary Cir, Unit 101 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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