St. Clair County property record for 970 Lee St, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,328 sqft · built 1970 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,282 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-01-117-0062-000 |
| Primary APN | 74-01-117-0062-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 104 ft deep x 60 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|
| Street Address | 970 LEE ST |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 79 ASSESSORS OAKWOOD PLAT SEC 03 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 79 |
| Legal Unit | 79 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 649000 |
Source: St. Clair County assessment roll, as of October 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 970 LEE ST, ALGONAC, MI 48001-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Jan 12, 2018 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 5, 2019 |
| Transfer Doc | 0005146957 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 28, 2020 |
| Property Address | 970 LEE ST, ALGONAC, MI 48001-1023 |
| Document Number | 0005146957 |
| Book / Page | 5146 / 957 |
| Map Reference | LB 54 PG 1 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 2020002567 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 970 LEE ST, ALGONAC, MI 48001-1023 |
| Document Number | 2020002568 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2020002568 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 970 LEE ST, ALGONAC, MI 48001-1023 |
| Document Number | 0049090813 |
| Book / Page | 004909 / 000813 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 970 LEE ST ALGONAC MI 480011023, ALGONAC, MI 48001-1023 |
| Document Number | 0049090813 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 004909/000813 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | PARCHMENT, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 21, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,282.00 (-36.06%) Homeowner's exemption | $102,400 (+22.93%) | |
| 2024 | $2,005.00 (+12.51%) | $204,800 (+22.93%) | |
| 2023 | $83,300 | ||
| 2022 | $1,782.00 | $166,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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