Watauga County property record for 970 Laurel Branch Rd, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,700 sqft · built 2008 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Mar 2013) |
| Tax Bill | $1,733 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1983-08-0875-000 |
| Primary APN | 1983-08-0875-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 72,745 sqft (1.67 acres) |
| Patio Area | 604 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 50390 |
|---|---|
| Street Address | 970 LAUREL BRANCH RD |
| City | VILAS |
| State | NC |
| Zip | 28692-9156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NCSR 1218 |
| Legal Subdivision | COORDINATE GEMETRY BY A BRIAN CHRISTIE |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | COVE CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 920200 |
Source: Watauga County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 64, BOONE, NC 28607-0654 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jan 11, 2017 | Deed of Trust, Mortgage · Line of Credit HIGHLANDS UNION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2013 · Amount on Record |
| Deed Sale | Mar 28, 2013 · Amount on Record |
| Deed Document Number | 2013614729 |
| Deed Book / Page | 1690 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 970 LAUREL BRANCH RD, VILAS, NC 28692-9156 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0022610494 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 2261/494 |
| Instrument | 718026 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 970 LAUREL BRANCH RD, VILAS, NC 28692-9156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018990367 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 1899/0367 |
| Instrument | 654631 |
| Name | HIGHLANDS UNION BANK |
|---|---|
| Type | Bank |
| Address | ABINGDON, VA 24212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 5 Years |
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,700 (+3.36%) Land $26,100 Building $428,600 | ||
| 2025 | $1,733.00 | $439,900 (-) Land $26,100 Building $413,800 | |
| 2024 | $439,900 Land $26,100 Building $413,800 | ||
| 2023 | $439,900 Land $26,100 Building $413,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 18 (1989–2024) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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