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970 Lakes Rd, Monroe, NY 10950 Property Records

Orange County and Chester Town property record for 970 Lakes Rd, Monroe, NY 10950

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,420 sqft · built 2005
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Aug 2021)
Tax Bill$14,976 (2024)
Deeds & MortgagesAug 2021 Sale
Flood ZoneZone X (minimal risk)
APN18-1-38.21

Property Details

APN / Parcel Number

Primary APN18-1-38.21
Alternative APNs
  • 228901800000010560000000
  • 332289 18-1-56
  • 18-1-56

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,420 sqft Living Area
Gross Area3,708 sqft
1st Floor Area1,260 sqft
2nd Floor Area1,260 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
View / LotSuburban
Garage TypeBasement
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area815 sqft
Patio Area220 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Account Number18-1-38.21
Street Address970 LAKES RD
CityMONROE
StateNY
Zip10950-5101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionLOT 2 KS ESTATES SUB MAP 366-05
Legal SubdivisionKS ESTATES
Legal Block1
Legal Lot Number56.00
JurisdictionORANGE NY
Township / Civil DivisionCHESTER
Census Block Group4
Census Block4020
Census Tract14302

Owner

Source: Orange County and Chester Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address970 LAKES RD, MONROE, NY 10950-5101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleDec 3, 2013 · Amount on Record
Deed Document Number202120210056309
Deed Book / Page15033 / 1805
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateAug 19, 2021
Property Address970 LAKES RD, MONROE, NY 10950-5101
Document Number20210056309
Book / Page15033 / 1805
Instrument DateJul 19, 2021
Instrument20210056309
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address336 HERITAGE LN, MONROE, NY 10950-5176

Tax Assessment & Valuation

Source: Orange County and Chester Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionChester Town
Unified School DistrictMonroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$232,500 (-) Land $50,000 Building $182,500$636,500 (+12.24%)
2024$14,976.00 (+203.53%)
2023$232,500 Land $50,000 Building $182,500$567,100 Land $121,957 Building $445,143
2021$4,934.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Nearby Flood Policies33 units insured
incl. 16 condo units
Nearby Flood Claims17 (1978–2015)
Claims Outside the SFHA5 of 17
Most Recent ClaimDec 2015 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE HILL FARMS WATER DISTRICT
serves 1,868 people · EPA ID NY3505650
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35

May also be available: Frontier, Verizon.

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