Todd County property record for 970 Lack Rd, Elkton, KY 42220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft |
| Owner | Individual Name on File |
| Tax Bill | $271 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-31A |
| Primary APN | 053-31A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Security Alarm | Security Alarm |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Other |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 46541 |
|---|---|
| Street Address | 970 LACK RD |
| City | ELKTON |
| State | KY |
| Zip | 42220-9763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE-LOT |
| Jurisdiction | TODD KY |
| Township / Civil Division | KIRKMANSVILLE |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 950100 |
970 Lack Rd is owned and occupied by an individual who acquired it in February 2012.
Source: Todd County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 970 LACK RD, ELKTON, KY 42220-9763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 24, 2012 |
| Transfer Doc | 190/376 |
| Record Updated | Jun 8, 2026 |
Source: Todd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Todd County |
| Unified School District | Todd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,200 | $30,200 | |
| 2023 | $271.00 | $30,200 | $30,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 970 Lack Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 970 Lack Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TODD COUNTY WATER DISTRICT serves 9,801 people · EPA ID KY1100944 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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