970 Highpoint Dr W, Mobile, AL 36693 Property Records

Mobile County property record for 970 Highpoint Dr W, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,472 sqft · built 1963
Lot Size	0.459 acres (19,993 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jun 2023)
Tax Bill	$1,189 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023301022001026`

Property Details

APN / Parcel Number

Primary APN	`R023301022001026`
Alternative APNs	`33 01 02 2 001 026.XXX` `01056430` `1056430`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,993 sqft (0.459 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	800 sqft
Porch	Slab
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1056430
Street Address	970 HIGHPOINT DR W
City	MOBILE
State	AL
Zip	36693-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 HIGH POINT ESTS MBK 9 P 437 RE-REC MBK 10 P 19 #SEC 2 T5S R2W #MP33 01 02 2 001
Legal Range	05S
Legal Township	05S
Legal Section	02
Legal Subdivision	HIGH POINT
Legal Lot Number	24
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2010
Census Tract	3100

Owner

Source: Mobile County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 HIGHPOINT DR W, MOBILE, AL 36693-3658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Jan 3, 2023	Deed of Trust, Mortgage · Balloon Mortgage GREG MCCUTCHEON
Oct 16, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	202333655
Prior Transfer Date	Oct 7, 2019
Prior Transfer Doc	0000060850
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jun 1, 2023
Property Address	970 HIGHPOINT DR W, MOBILE, AL 36693-3658
Document Number	0000033655
Map Reference	MB 10 PG 19
Instrument Date	May 31, 2023
Instrument	2023033655
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 VINSON RD, HERNANDO, MS 38632-8273

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	970 HIGHPOINT DR W, MOBILE, AL 36693-3658

Mortgage

Document Number	0000033656
Date	Jun 1, 2023
Instrument	2023033656

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	970 HIGHPOINT DR W, MOBILE, AL 36693-3658
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000270
Date	Jan 3, 2023
Instrument	2023000270

Lender

Name	GREG MCCUTCHEON
Type	Private Party
Address	4035 GRADER RD, UNIVERSITY, MS 38677

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 16, 2019
Property Address	970 HIGHPOINT DR W, MOBILE, AL 36693-3658
Document Number	0000060850
Instrument Date	Oct 7, 2019
Instrument	60850
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$119.90
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 RIDGELAND RD W MOBILE AL 366952720, MOBILE, AL 36695-2720

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,189.00 (+5.22%) Homeowner's exemption Senior Citizen's exemption	$21,410 (+5.11%) Land $3,000 Building $18,410	$214,100 (+5.11%) Land $30,000 Building $184,100
2024	$1,130.00 (-41.24%) Homeowner's exemption Senior Citizen's exemption	$20,370 (+35.17%) Land $3,000 Building $17,370	$203,700 (+35.17%) Land $30,000 Building $173,700
2023	$1,923.00	$15,070 Land $3,000 Building $12,070	$150,700 Land $30,000 Building $120,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1979–2014)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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