970 Hickory Bluff Rd, Waverly, GA 31565 Property Records

Camden County property record for 970 Hickory Bluff Rd, Waverly, GA 31565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 2020
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$12,500 (Aug 2018)
Tax Bill	$3,585 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125D000028`

Property Details

APN / Parcel Number

Primary APN	`125D000028`
Alternative APNs	`125D 028` `18826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,796 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	229 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	536 sqft

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	288 sqft
Lean-To	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18826
Old Parcel Number	125D000028
Street Address	970 HICKORY BLUFF RD
City	WAVERLY
State	GA
Zip	31565-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	H/L 28 SATILLA PLANTATION PH 1
Legal Subdivision	SATILLA PLANTATION
Legal Phase	1
Legal Lot Number	28
Jurisdiction	CAMDEN GA
Township / Civil Division	WOODBINE
Census Block Group	2
Census Block	2028
Census Tract	10100

Owner

Source: Camden County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	970 HICKORY BLUFF RD, WAVERLY, GA 31565-2523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage QUICKEN LNS
Dec 2, 2019	Deed of Trust, Construction Loan · Line of Credit SOUTHEASTERN BK
Aug 23, 2018	Grant Deed, Transfer OTHER
Aug 23, 2018	Grant Deed, Transfer · Line of Credit FIRST STHRN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	0001935469
Deed Book / Page	1935 / 469
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	970 HICKORY BLUFF RD, WAVERLY, GA 31565-2523
Document Number	0020770574
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 HICKORY BLUFF RD WAVERLY GA 315652523, WAVERLY, GA 31565-2523

Mortgage

Document Number	0020770574
Date	Dec 16, 2020
Book Page	002077/000574
Instrument	10086

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Recording Date	Dec 2, 2019
Property Address	970 HICKORY BLUFF RD, WAVERLY, GA 31565-2523
Document Number	0020030120
Book / Page	002003 / 000120
Instrument Date	Nov 26, 2019
Instrument	7770
Transaction Type	Construction Loan
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 S GOODBREAD RD BRUNSWICK GA 315201925, BRUNSWICK, GA 31520-1925

Mortgage

Document Number	20030120
Date	Dec 2, 2019
Book Page	002003/000120
Instrument	7770

Lender

Name	SOUTHEASTERN BK
Type	Bank
Address	BRUNSWICK, GA 31525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2020

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN GA
Recording Date	Aug 23, 2018
Property Address	970 HICKORY BLUFF RD, WAVERLY, GA 31565-2523
Document Number	0019350468
Book / Page	001935 / 000468
Instrument Date	Aug 17, 2018
Instrument	5627
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$13.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	HICKORY BLUFF RD WAVERLY GA 31565, WAVERLY, GA 31565

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN GA
Recording Date	Aug 23, 2018
Property Address	970 HICKORY BLUFF RD, WAVERLY, GA 31565-2523
Document Number	0019350469
Book / Page	001935 / 000469
Instrument Date	Aug 17, 2018
Instrument	5628
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$13.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	HICKORY BLUFF RD WAVERLY GA 31565, WAVERLY, GA 31565

Mortgage

Document Number	19350470
Date	Aug 23, 2018
Book Page	001935/000470
Instrument	5629

Lender

Name	FIRST STHRN BK
Type	Bank
Address	JESUP, GA 31598

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Aug 22, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Camden County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Camden County
Unified School District	Camden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,585.00 (-8.73%) Homeowner's exemption	$153,412 (-0.08%) Land $16,320 Building $137,092	$383,529 (-0.08%) Land $40,800 Building $342,729
2023		$153,529 Land $16,320 Building $137,209	$383,823 Land $40,800 Building $343,023
2022	$3,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 161 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	37 (1998–2022)
Most Recent Claim	Dec 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 24 claims Hurricane Matthew, Oct 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 98.3% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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