970 Grows Mill Rd, Wilmore, KY 40390 Property Records

Jessamine County property record for 970 Grows Mill Rd, Wilmore, KY 40390

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,280 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2018)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-00-00-018.01`

Property Details

APN / Parcel Number

Primary APN	`035-00-00-018.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1994
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	970 GROWS MILL RD
City	WILMORE
State	KY
Zip	40390-9734
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	3
Legal Subdivision	AGRICULTURAL DIV
Legal Lot Number	3
Jurisdiction	JESSAMINE KY
Township / Civil Division	WILMORE
Census Block Group	2
Census Block	2040
Census Tract	60401

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	970 GROWS MILL RD, WILMORE, KY 40390-9734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Mar 28, 2019	Deed of Trust, Mortgage · ARM GUARDIAN SAVINGS BANK FSB
Jun 15, 2018	Deed, Transfer THE CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	366498
Deed Book / Page	D778 / 586
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	970 GROWS MILL RD, WILMORE, KY 40390-9734
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000374423
Date	Mar 28, 2019
Book Page	M1358/776
Instrument	374423

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	970 GROWS MILL RD, WILMORE, KY 40390-9734
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000374424
Date	Mar 28, 2019
Book Page	M1358/792
Instrument	374424

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Jun 15, 2018
Property Address	970 GROWS MILL RD, WILMORE, KY 40390-9734
Document Number	0000366498
Book / Page	D778 / 586
Map Reference	CAB 11 SL 415
Instrument Date	Jun 1, 2018
Instrument	366498
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 GROWS MILL RD, 970, WILMORE, KY 40390-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	209 LEBEAU DR, NICHOLASVILLE, KY 40356-7103

Mortgage

Document Number	0000366499
Date	Jun 15, 2018
Instrument	366499

Lender

Name	THE CITIZENS NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Mar 1, 2019

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00 (+2.55%)	$259,900 (-0.05%) Land $2,900 Building $257,000	$350,000 (-) Land $93,000 Building $257,000
2023	$2,907.00	$260,024 Land $3,024 Building $257,000	$350,000 Land $93,000 Building $257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010
Water Source	Surface water
Last State Inspection	May 2024
Also Mapped Here	NICHOLASVILLE WATER DEPARTMENT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	50 / 3

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grows Mill Rd

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