Shelby County property record for 970 Giaroli St, Memphis, TN 38122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,445 sqft · built 1958 |
| Lot Size | 0.144 acres (6,258 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Mar 2021) |
| Tax Bill | $955 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-3043-0-0011 |
| Primary APN | 06-3043-0-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,445 sqft Living Area |
| 1st Floor Area | 1,445 sqft |
| Utility Area | 598 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,258 sqft (0.144 acres) |
| Lot Dimensions | 127 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 698 sqft |
| Patio Area | 374 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 970 GIAROLI ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38122-1933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | AVON GARDENS 2ND ADDN |
| Legal Block | B&C |
| Legal Lot Number | 63 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 9800 |
Source: Shelby County records · APN 06-3043-0-0011
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 GIAROLI ST, MEMPHIS, TN 38122-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Mar 16, 2021 | Warranty Deed, Subdivision Related Transfer NOT AVAILABLE, MEMPHIS TITLE CO |
| Mar 01, 2021 | Warranty Deed, Transfer BAYMARK TITLE AND ESCROW, BAYMARK TITLE & ESCROW |
| Aug 16, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on Record |
| Deed Sale | Mar 16, 2021 · Amount on Record |
| Prior Sale | Mar 01, 2021 · Amount on Record |
| Deed Document Number | 202130142 |
| Prior Transfer Date | Aug 14, 2018 |
| Prior Transfer Doc | 0000083403 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 970 GIAROLI ST, MEMPHIS, TN 38122-1933 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021076604 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 21076604 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 16, 2021 |
| Property Address | 970 GIAROLI ST, MEMPHIS, TN 38122-1933 |
| Document Number | 0021030142 |
| Map Reference | MB 22 PG 27 |
| Instrument Date | Mar 09, 2021 |
| Instrument | 21030142 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | NOT AVAILABLE, MEMPHIS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 970 GIAROLI ST, MEMPHIS, TN 38122-1933 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 01, 2021 |
| Property Address | 970 GIAROLI ST, MEMPHIS, TN 38122-1933 |
| Document Number | 0021023676 |
| Map Reference | MB 22 PG 27 |
| Instrument Date | Feb 02, 2021 |
| Instrument | 21023676 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Title Company | BAYMARK TITLE AND ESCROW, BAYMARK TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5909 SHELBY OAKS DR STE 234, 234, MEMPHIS, TN 38134-7326 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 16, 2018 |
| Property Address | 970 GIAROLI ST, MEMPHIS, TN 38122-1933 |
| Document Number | 0000083403 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 83403 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.60 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 970 GIAROLI ST MEMPHIS TN 381221933, MEMPHIS, TN 38122-1933 |
| Document Number | 83404 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 83404 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
Source: Shelby County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $955.00 (-41.7%) | $35,525 (+32.06%) Land $4,650 Building $30,875 | $142,100 (+32.06%) Land $18,600 Building $123,500 |
| 2023 | $26,900 Land $2,900 Building $24,000 | ||
| 2022 | $1,638.00 | ||
| 2021 | $107,600 Land $11,600 Building $96,000 |
Source: FEMA National Flood Hazard Layer as of June 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 390 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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