970 Garrison Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 970 Garrison Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2002
Square Footage	2,614 sqft Living Area
Lot Size	14,374 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$600,000 (2022)
Tax Bill	$5,564.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`009972-1200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	15 Plumbing Fixtures
Building Area	2,614 sqft Living Area
Gross Area	3,084 sqft Gross Area
1st Floor	1,620 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,374 sqft (0.33 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	470 sqft Garage
Patio Area	77 sqft Patio
Porch Area	196 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	970 GARRISON DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-1017
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	38/32-50 SOUTH HAMPTON UNIT 1 LOT 120 OR5573/985
Legal Range	27E
Legal Township	05S
Legal Section	24
Legal Subdivision	SOUTH HAMPTON UNIT 1
Legal Block	4
Legal Lot Number	120
Legal Unit	1
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4000
Census Tract	20907

Owner

Source: St. Johns County records · APN 009972-1200

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	970 GARRISON DR, SAINT AUGUSTINE, FL 32092-1017
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 06, 2022 · Amount on Record
Deed Sale	Jun 06, 2022 · Amount on Record
Prior Sale	Apr 14, 2009 · Amount on Record
Deed Doc Number	202256769
Deed Book / Page	5573 / 985
Record Refreshed	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 06, 2022
Property Address	970 GARRISON DR, SAINT AUGUSTINE, FL 32092-1017
Document Number	0055730985
Book / Page	5573 / 985
Map Reference	MB 38 PG 32-50
Instrument Date	May 26, 2022
Instrument	2022056769
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CHARLOTTE DR, BRIDGEWATER, NJ 08807-2558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 GARRISON DR, ST AUGUSTINE, FL 32092-1017

Mortgage

Document Number	0005573987
Date	Jun 06, 2022
Instrument	5573/987

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 01, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,600 (+2.7%)	$464,821 (-3.19%) Land $110,000 Building $354,821
2025	$5,564.00 (+12.09%) Homeowner's exemption	$427,069 (+2.9%)	$480,150 (-1.71%) Land $110,000 Building $370,150
2024	$4,964.00 (+1.95%) Homeowner's exemption	$415,033 (+3%)	$488,496 (+4.33%) Land $110,000 Building $378,496
2023	$4,869.00 (+2.53%) Homeowner's exemption	$402,945 (+1.35%)	$468,229 (+17.77%) Land $120,000 Building $348,229
2022	$4,749.00	$397,581	$397,581 Land $100,800 Building $296,781

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.