970 Garnet Ln, Montgomery, IL 60538 Property Records

Kendall County property record for 970 Garnet Ln, Montgomery, IL 60538

Property Summary

Property Type	Vacant Land
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Feb 2026)
Tax Bill	$50 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-02-217-003`

Property Details

APN / Parcel Number

Primary APN	`03-02-217-003`

Exterior

Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Location & Zoning

Street Address	970 GARNET LN
City	MONTGOMERY
State	IL
Zip	60538-4148
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 25 MARQUISE POINTE UNIT 1 VILLAGE OF MONTGOMERY
Legal Subdivision	MARQUISE POINTE
Legal Lot Number	25
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2015
Census Tract	890104

Owner

970 Garnet Ln, vacant land, is owned by two individuals who bought it in February 2026.

Source: Kendall County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	467 VAUGHN CIR, AURORA, IL 60502-6767
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Apr 11, 2025	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Apr 14, 2025 · Amount on File
Deed Document Number	20262781
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 27, 2026
Property Address	970 GARNET LN, MONTGOMERY, IL 60538-4148
Document Number	0000002781
Map Reference	DOC 200700014413
Instrument Date	Feb 25, 2026
Instrument	202600002781
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 E GOLF RD # RD900, RD900, SCHAUMBURG, IL 60173-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	970 GARNET LN, MONTGOMERY, IL 60538-4148

Mortgage

Document Number	0000002782
Date	Feb 27, 2026
Instrument	202600002782

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.5%

April 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Apr 11, 2025
Property Address	970 GARNET LN, MONTGOMERY, IL 60538-4148
Document Number	0000004339
Map Reference	DOC 200700014413
Instrument Date	Apr 4, 2025
Instrument	202500004339
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2221E E LAMAR BLVD # BLVD790, BLVD790, ARLINGTON, TX 76006-7411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 E GOLF RD STE 925, 925, SCHAUMBURG, IL 60173-5067
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 970 Garnet Ln was $50, down 81.8% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00 (-81.82%)	$619 (+2,995%) Land $619	$1,857 (+2,995%) Land $1,857
2024	$275.00	$20 Land $20	$60 Land $60
2022		$20 Land $20	$60 Land $60

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 970 Garnet Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Garnet Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Garnet Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures