970 Front St, Aurora, IL 60505 Property Records

Kane County property record for 970 Front St, Aurora, IL 60505 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1914
Square Footage1,035 sqft Living Area
Lot Size9,900 sqft (0.227 acres)
GarageAttached, 496 sqft
OccupancyOwner Occupied
Last Sale$245,000 (2025)
Tax Bill$3,350.00 (2025)

Owner

Source: Kane County records · APN 15-23-129-019

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address970 FRONT ST, AURORA, IL 60505-2864
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE CO
Apr 11, 2022Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2025 · Amount on Record
Deed SaleSep 23, 2025 · Amount on Record
Prior SaleApr 11, 2022 · Amount on Record
Prior Transfer DateAug 09, 2016
Prior Transfer Doc0000045548
Record RefreshedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 23, 2025
Property Address970 FRONT ST, AURORA, IL 60505-2864
Document Number0000036894
Instrument DateJun 02, 2025
Instrument2025K036894
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address970 FRONT ST, AURORA, IL 60505-2864

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address970 FRONT ST, AURORA, IL 60505-2864

Mortgage

Document Number0000036895
DateSep 23, 2025
Instrument2025K036895
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2055

Mortgage

Document Number0000036896
DateSep 23, 2025
Instrument2025K036896
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term118 Months
DueJul 01, 2035

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 11, 2022
Property Address970 FRONT ST, AURORA, IL 60505-2864
Document Number0000019446
Instrument DateFeb 23, 2022
Instrument2022K019446
Transaction TypeTransfer
Record UpdatedApr 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 FRONT ST, AURORA, IL 60505-2864

Mortgage

Document Number0000019447
DateApr 11, 2022
Instrument2022K019447
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,350.00 (+5.78%) Homeowner's exemption
2024$3,167.00 (+25.57%) Homeowner's exemption$54,211 (+22.67%) Land $8,038 Building $46,173$162,698 (+22.71%) Land $24,124 Building $138,574
2022$2,522.00 (+3.66%) Homeowner's exemption$44,194 (+7.41%) Land $6,553 Building $37,641$132,582 (+7.41%) Land $19,659 Building $112,923
2021$2,433.00 Homeowner's exemption$41,145 Land $6,101 Building $35,044$123,435 Land $18,303 Building $105,132

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN15-23-129-019

Interior

Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,035 sqft Living Area
Gross Area2,433 sqft Gross Area
Basement Area690 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Construction TypeFrame Construction
Lot Area9,900 sqft (0.227 acres)
Depth X Width165 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area496 sqft Garage
PorchEnclosed Porch

Location & Zoning

Street Address970 FRONT ST
CityAURORA
StateIL
Zip60505-2864
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOODRUFFS 2ND SUB S 1/2 : VAC ALLEY N OF & ADJ : LOT 18 LOT DIMENSIONS: 60 X 165 APPROX LOT SQ FT 9900 SUBDIVISION: SEC 23 & PT SEC 22 RANGE CODE: 001
Legal SubdivisionWOODRUFFS 2ND SUB
Legal Block1
Legal Lot Number18
JurisdictionKANE IL
Minor Civil DivisionAURORA
Census Blockgroup1
Census Block1001
Census Tract853401

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