Saginaw County property record for 970 Flint St, Frankenmuth, MI 48734
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,639 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,500 (May 2017) |
| Tax Bill | $2,792 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-6-27-1883-000 |
| Primary APN | 03-11-6-27-1883-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,639 sqft Living Area |
| 1st Floor Area | 1,639 sqft |
| Basement Area | 1,086 sqft |
| Unfinished Basement | 1,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 195 sqft |
| Porch | Covered Porch |
| Porch Area | 174 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 970 FLINT ST |
|---|---|
| City | FRANKENMUTH |
| State | MI |
| Zip | 48734-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCD DUP |
| Legal Description | COM AT A PT ON C/L OF FLINT ST 408 FT NELY FROM S SEC LINE RUN TH NWLY AT RIGHT ANGLES TO SAID C/L 165 FT TH SWLY PARALLEL |
| Legal Range | 06E |
| Legal Township | 11N |
| Legal Section | 27 |
| Legal Subdivision | VILLAGE OF FRANKENMUTH SUBDIVISION |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | FRANKENMUTH |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 11301 |
970 Flint St is owned and occupied by two individuals who bought it in May 2017.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 FLINT ST, FRANKENMUTH, MI 48734-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit FRANKENMUTH CREDIT UNION |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Aug 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| May 17, 2017 | Warranty Deed, Transfer · FHA Mortgage WOLVERINE BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2017 · Amount on File |
| Deed Sale | May 17, 2017 · Amount on File |
| Prior Sale | Sep 3, 2002 · Amount on File |
| Deed Document Number | 201716332 |
| Prior Transfer Date | Aug 6, 2009 |
| Prior Transfer Doc | 0000023945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 21, 2026 |
| Property Address | 970 FLINT ST, FRANKENMUTH, MI 48734-1802 |
| Document Number | 0000011216 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202611216 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 970 FLINT ST, FRANKENMUTH, MI 48734-1802 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011216, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202611216 |
| Name | FRANKENMUTH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 16, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 970 FLINT ST, FRANKENMUTH, MI 48734-1802 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 970 FLINT ST, FRANKENMUTH, MI 48734-1802 |
| Document Number | 2021031329 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021031329 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 970 FLINT ST, FRANKENMUTH, MI 48734-1802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000020184 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020020184 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 17, 2017 |
| Property Address | 970 FLINT ST, FRANKENMUTH, MI 48734-1802 |
| Document Number | 2017016332 |
| Instrument Date | May 11, 2017 |
| Instrument | 2017016332 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,030.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 665 MAPLE CREST DR, 665, FRANKENMUTH, MI 48734-9311 |
| Name | Verified Name |
|---|---|
| Address | 970 FLINT ST, FRANKENMUTH, MI 48734-1802 |
| Document Number | 0000016333 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 2017016333 |
| Name | WOLVERINE BANK FSB |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 970 Flint St was $2,792 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Frankenmuth City |
| Unified School District | Frankenmuth School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,100 (+16.58%) | $298,200 (+16.58%) | |
| 2025 | $2,792.00 Homeowner's exemption | $127,900 | $255,800 |
| 2023 | $119,700 | $239,400 | |
| 2022 | $2,305.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 970 Flint St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Apr 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Flint St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKENMUTH serves 4,944 people · EPA ID MI0002420 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Air Advantage.
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