San Mateo County property record for 970 Etheldore St, Moss Beach, CA 94038 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,520 sqft · built 1978 |
| Lot Size | 0.15 acres (6,533 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,007,500 (Aug 2019) |
| Tax Bill | $15,517 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-174-360 |
| Primary APN | 037-174-360 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Living Area |
| 1st Floor Area | 990 sqft |
| 2nd Floor Area | 530 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,533 sqft (0.15 acres) |
| Lot Dimensions | 93 ft deep x 75 ft wide |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 970 ETHELDORE ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEING PTNS OF LOTS 4 5 & 6 BLK 3 CIVIC CENTER TRACT OF MOSS BEACH & MARINE VIEW RSM 8/10 |
| Legal Subdivision | CIVIC CENTER TRACT |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 037-174-360
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 ETHELDORE ST, MOSS BEACH, CA 94038-9697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC |
| Aug 13, 2019 | Grant Deed, Transfer · ARM WELLS FARGO BANK NA |
| Mar 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | Dec 27, 2012 · Amount on Record |
| Deed Document Number | 201963961 |
| Prior Transfer Date | Nov 14, 2012 |
| Prior Transfer Doc | 0000195784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 970 ETHELDORE ST, MOSS BEACH, CA 94038-9697 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 970 ETHELDORE ST, MOSS BEACH, CA 94038-9697 |
| Document Number | 0000114661 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-114661 |
| Name | VERITAS FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Address | MIDVALE, UT 84047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 13, 2019 |
| Property Address | 970 ETHELDORE ST, MOSS BEACH, CA 94038-9697 |
| Document Number | 0000063961 |
| Map Reference | MB 8 PG 10 |
| Instrument Date | Aug 05, 2019 |
| Instrument | 2019-063961 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 311 BELMONT AVE, REDWOOD CITY, CA 94061-3416 |
| Document Number | 0000063962 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2019-063962 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 970 ETHELDORE ST, MOSS BEACH, CA 94038-9697 |
| Document Number | 0000017440 |
| Instrument Date | Mar 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 970 ETHELDORE ST MOSS BEACH CA 940389697, MOSS BEACH, CA 94038-9697 |
| Document Number | 0000017440 |
|---|---|
| Date | Mar 09, 2018 |
| Instrument | 17440 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 08, 2048 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,123,880 (+2%) Land $518,713 Building $605,167 | ||
| 2025 | $15,517.00 (+10.07%) Homeowner's exemption | $1,101,844 (+4.04%) Land $508,543 Building $593,301 | |
| 2023 | $14,097.00 (+1.42%) Homeowner's exemption | $1,059,060 Land $488,797 Building $570,263 | $1,070,640 |
| 2022 | $13,900.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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