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970 Elm St, Indianapolis, IN 46203 Property Records

Marion County property record for 970 Elm St, Indianapolis, IN 46203

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,348 sqft · built 2011
Lot Size0.133 acres (5,800 sqft)
OwnerIndividual Name on File
Tax Bill$4,742 (2023)
Deeds & MortgagesApr 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN49-11-12-236-445.000-101

Property Details

APN / Parcel Number

Primary APN49-11-12-236-445.000-101
Alternative APN
  • 1014097

Interior

Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,348 sqft Living Area
1st Floor Area824 sqft
2nd Floor Area524 sqft

Exterior

Year BuiltBuilt 2011
Construction TypeWood
Lot Area5,800 sqft (0.133 acres)
Lot Dimensions100 ft deep x 58 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1014097
Old Parcel Number1014097
Street Address970 ELM ST
CityINDIANAPOLIS
StateIN
Zip46203-1032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionFLETCHERS ET AL SUB L270 & 18' SE SIDE L269 OL97
Legal Range03
Legal Township15
Legal Section01
Legal SubdivisionFLETCHERS ET AL SUB OL97
Legal Lot Number270
JurisdictionMARION IN
Township / Civil DivisionCENTER
Census Block Group2
Census Block2008
Census Tract355900

Owner

970 Elm St is owned and occupied by an individual who acquired it in June 2019.

Source: Marion County records, as of May 10, 2024

Owner of RecordIndividual Name on File
Mailing Address970 ELM ST, INDIANAPOLIS, IN 46203-1032
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2020Deed of Trust, Mortgage
STATE BK&TR
Jun 3, 2019Warranty Deed, Transfer · Conventional Mortgage
HORIZON BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2019
Deed SaleJun 3, 2019
Prior SaleSep 10, 2010 · Amount on File
Deed Document Number0000049781
Record UpdatedJun 7, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION IN
Property Address970 ELM ST, INDIANAPOLIS, IN 46203-1032
Document Number0000038962
Instrument DateApr 8, 2020
Transaction TypeMortgage
Record UpdatedMay 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 ELM ST INDIANAPOLIS IN 462031032, INDIANAPOLIS, IN 46203-1032

Mortgage

Document Number0000038962
DateApr 16, 2020
Instrument38962
Lender
NameSTATE BK&TR
TypeBank
AddressDEFIANCE, OH 43512
Agreement
AmountAmount on Record
Term360 Months
DueApr 15, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION IN
Recording DateJun 3, 2019
Property Address970 ELM ST, INDIANAPOLIS, IN 46203-1032
Document Number0000049781
Instrument DateMay 4, 2019
InstrumentA201900049781
Transaction TypeTransfer
Record UpdatedAug 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 ELM ST, INDIANAPOLIS, IN 46203-1032

Mortgage

Document Number0000049782
DateJun 3, 2019
InstrumentA201900049782
Lender
NameHORIZON BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateIndiana
CountyMarion County
County SubdivisionCenter Township
Consolidated CityIndianapolis City
Unified School DistrictIndianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,742.00 (-0.32%) Homeowner's exemption$396,500 (+0.43%) Land $51,100 Building $345,400$396,500 (+0.43%) Land $51,100 Building $345,400
2022$4,757.00 (+22.63%) Homeowner's exemption$394,800 Land $53,500 Building $341,300$394,800 Land $53,500 Building $341,300
2021$3,879.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 970 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Xiber
Fixed Wireless		1,000 / 500
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
On-Ramp Indiana
Fixed Wireless		100 / 20

May also be available: Xfinity.

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