970 Electric Ave, Bigfork, MT 59911 Property Records

Flathead County property record for 970 Electric Ave, Bigfork, MT 59911

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,280 sqft · built 2019
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on Record
Last Sale	$599,830 (Jun 2026)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R07102873`

Property Details

APN / Parcel Number

Primary APN	`R07102873`
Alternative APNs	`07-3835-25-4-12-01-0000` `0000982707`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft
Basement Area	192 sqft
Finished Basement	192 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	14,201 sqft (0.326 acres)
Terrain	Wooded
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000982707
Street Address	970 ELECTRIC AVE
City	BIGFORK
State	MT
Zip	59911-3662
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	STAGE RIDGE 1, S25, T27 N, R20 W, LOT 1, ASSR# 0000982707
Legal Range	20W
Legal Township	27N
Legal Section	25
Legal Subdivision	STAGE RIDGE 1
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2017
Census Tract	1303

Owner

Source: Flathead County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	970 ELECTRIC AVE, BIGFORK, MT 59911-3662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Jan 2, 2026	Quit Claim Deed, Transfer · Commercial Mortgage ALRICK HALE ETAL
Mar 16, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST INTERSTATE BANK
Feb 13, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Jan 2, 2026 · Amount on Record
Deed Document Number	202612125
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0000005173
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 15, 2026
Property Address	970 ELECTRIC AVE, BIGFORK, MT 59911-3662
Document Number	0000012125
Instrument Date	Jun 9, 2026
Instrument	202612125
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 ELECTRIC AVE, BIGFORK, MT 59911-3662

Mortgage

Document Number	0000012127,
Date	Jun 15, 2026
Instrument	202612127

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	970 ELECTRIC AVE, BIGFORK, MT 59911-3662
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900014109
Date	Jul 11, 2019
Instrument	201900014109

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 2, 2026
Property Address	970 ELECTRIC AVE, BIGFORK, MT 59911-3662
Document Number	202600000116
Instrument Date	Sep 24, 2025
Instrument	202600000116
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 RANCHETTS RD, BIGFORK, MT 59911-6012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 ELECTRIC AVE, BIGFORK, MT 59911-3662

Mortgage

Document Number	202600000145
Date	Jan 2, 2026
Instrument	202600000145

Lender

Name	ALRICK HALE ETAL
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 16, 2018
Property Address	970 ELECTRIC AVE, BIGFORK, MT 59911-3662
Document Number	201800005173
Instrument Date	Mar 16, 2018
Instrument	201800005173
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	970 ELECTRIC AVE, BIGFORK, MT 59911-3662

Mortgage

Document Number	201800005174
Date	Mar 16, 2018
Instrument	201800005174

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 13, 2018
Property Address	970 ELECTRIC AVE, BIGFORK, MT 59911-3662
Document Number	201800002998
Instrument Date	Feb 13, 2018
Instrument	201800002998
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RANCHETTS RD, BIGFORK, MT 59911-6012

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00 (-42.52%)	$537,800 (+22.34%)	$537,800 (+22.34%) Land $123,395 Building $414,405
2023	$3,283.00	$439,600	$439,600 Land $88,686 Building $350,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 67% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Western Montana CommunityTel.

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