970 Dutch Harbor Ct, Galt, CA 95632 Property Records

Sacramento County property record for 970 Dutch Harbor Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,810 sqft · built 1997
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Sep 2011)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`148-0620-016-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0620-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	970 DUTCH HARBOR CT
City	GALT
State	CA
Zip	95632-8143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GRIZZLY HOLLOW 01, LOT 60
Legal Subdivision	GRIZZLY HOLLOW 01
Legal Lot Number	60
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3011
Census Tract	9410

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 12, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 22, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2011 · Amount on Record
Deed Sale	Sep 16, 2011 · Amount on Record
Prior Sale	May 11, 2011 · Amount on Record
Deed Book / Page	20110916 / 893
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 25, 2026
Property Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143
Document Number	2026000512
Book / Page	20260625 / 512
Instrument Date	Jun 20, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143

Mortgage

Document Number	2026000512,
Date	Jun 25, 2026
Book Page	20260625/512

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143

Mortgage

Document Number	0000001037
Date	Jul 28, 2021
Instrument	202107281037

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143

Mortgage

Document Number	0000000770
Date	Nov 28, 2023
Instrument	202311280770

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143

Mortgage

Document Number	0000001043
Date	Feb 16, 2022
Instrument	2022021601043

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143

Mortgage

Document Number	7280000001037
Date	Jul 28, 2021
Book Page	20210728/1037

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143
Document Number	2005270566
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	970 DUTCH HARBOR CT GALT CA 956328143, GALT, CA 95632-8143

Mortgage

Document Number	2005270566
Date	May 27, 2020
Instrument	2005270566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	May 26, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	970 DUTCH HARBOR CT, GALT, CA 95632-8143
Document Number	1806280852
Instrument Date	Jun 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	970 DUTCH HARBOR CT GALT CA 956328143, GALT, CA 95632-8143

Mortgage

Document Number	1806280852
Date	Jun 28, 2018
Instrument	1806280852

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$216,090 (+2%) Land $51,239 Building $164,851
2025	$2,536.00 (+4.32%)	$211,854 (+4.04%) Land $50,235 Building $161,619
2024	$2,431.00 (+1.63%)
2023	$2,392.00 (+4%)	$203,629 Land $48,285 Building $155,344
2022	$2,300.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
UnWired Broadband Holding Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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