Harrison County property record for 970 Division St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 1,606 sqft · built 1924 |
| Lot Size | 0.414 acres (18,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,300 (Sep 2020) |
| Tax Bill | $703 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1410E-04-026.000 |
| Primary APN | 1410E-04-026.000 |
|---|---|
| Alternative APN |
|
| Building Area | 1,606 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 1,519 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,052 sqft (0.414 acres) |
| Lot Dimensions | 205 ft deep x 66 ft wide |
| Utility Building | 280 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 970 DIVISION ST |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-2960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NE COR OF LOT 1 BLK 3 SEALS SUB N 27.1 FT E 66 FT TO NE COR OF LOT 2 & NW COR OF LOT 1 BLK 4 SANTINI ADD S 100.4 FT N |
| Legal Range | 09W |
| Legal Township | 70S |
| Legal Section | 28 |
| Legal Subdivision | SANTINI ADD |
| Legal Block | 3-4 |
| Legal Lot Number | 1-2 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 3902 |
970 Division St is owned and occupied by two individuals who bought it in September 2020.
Source: Harrison County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 DIVISION ST, BILOXI, MS 39530-2960 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 10, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Oct 4, 2019 | Warranty Deed, Transfer |
| Oct 4, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on File |
| Deed Sale | Sep 10, 2020 · Amount on File |
| Prior Sale | Oct 4, 2019 |
| Deed Document Number | 20203389DJ2 |
| Prior Transfer Date | Aug 28, 2020 |
| Prior Transfer Doc | 0000033892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 22, 2023 |
| Property Address | 970 DIVISION ST, BILOXI, MS 39530-2960 |
| Document Number | 20230004929DJ2 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023-0004929-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 970 DIVISION ST, BILOXI, MS 39530-2960 |
| Name | Verified Name |
|---|---|
| Address | 970 DIVISION ST, BILOXI, MS 39530-2960 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Sep 10, 2020 |
| Property Address | 970 DIVISION ST, BILOXI, MS 39530-2960 |
| Document Number | 20200003389DJ2 |
| Map Reference | PB 2 PG 8 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020-0003389-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 N ZANG BLVD, 1409, DALLAS, TX 75203-1202 |
| Name | Verified Name |
|---|---|
| Address | 1018 FOXHOLLOW TRL, CANTON, GA 30115-4357 |
| Document Number | 20200003204TJ2 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020-0003204-T-J2 |
| Name | CITIZENS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Oct 4, 2019 |
| Property Address | 970 DIVISION ST, BILOXI, MS 39530-2960 |
| Document Number | 20192859DJ2 |
| Map Reference | PB 2 PG 8 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2019-2859-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1409 BANK ST, 1409, DALLAS, TX 75223 |
| Name | Verified Name |
|---|---|
| Address | 140 LAMEUSE ST, BILOXI, MS 39530-4212 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Oct 4, 2019 |
| Property Address | 970 DIVISION ST, BILOXI, MS 39530-2960 |
| Document Number | 20192860DJ2 |
| Map Reference | PB 2 PG 8 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 2019-2860-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 970 DIVISION ST, 970, BILOXI, MS 39530-2960 |
| Name | Verified Name |
|---|---|
| Address | 140 LAMEUSE ST, BILOXI, MS 39530-4212 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 970 Division St was $703 with a homeowner's exemption, up 169.3% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $703.00 (+169.35%) Homeowner's exemption | $10,231 | $102,305 Land $19,360 Building $82,945 |
| 2024 | $261.00 (+0.77%) | ||
| 2023 | $259.00 Homeowner's exemption | $9,867 (-) | $98,670 (-) Land $19,360 Building $79,310 |
| 2022 | $259.00 Homeowner's exemption | $9,867 | $98,670 Land $19,360 Building $79,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 970 Division St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 167 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 15 (2005–2020) |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Division St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures