Rockwall County property record for 970 Decker Dr, Fate, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,092 sqft · built 2017 |
| Lot Size | 0.129 acres (5,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,900 (Aug 2018) |
| Tax Bill | $6,342 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R93976 |
| Primary APN | R93976 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,092 sqft Living Area |
| Gross Area | 2,737 sqft |
| 1st Floor Area | 2,092 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,611 sqft (0.129 acres) |
| Lot Dimensions | 110 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 405 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 303 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 970 DECKER DR |
|---|---|
| City | FATE |
| State | TX |
| Zip | 75189-4757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODCREEK PHASE 6D2, BLOCK T, LOT 18 |
| Legal Subdivision | WOODCREEK PHASE 6D2 |
| Legal Phase | 6D |
| Legal Tract | 18 |
| Legal Block | T |
| Legal Lot Number | 18 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40405 |
970 Decker Dr is owned and occupied by two individuals who bought it in August 2018.
Source: Rockwall County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 970 DECKER DR, FATE, TX 75189-4757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit NATIONSTAR MORTGAGE LLC |
| Feb 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Deed Document Number | 201813944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 970 DECKER DR, FATE, TX 75189-4757 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 970 DECKER DR, FATE, TX 75189-4757 |
| Document Number | 0000014287 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 20230000014287 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 970 DECKER DR, FATE, TX 75189-4757 |
| Document Number | 0000004064 |
| Instrument Date | Feb 1, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 970 DECKER DR FATE TX 751894757, FATE, TX 75189-4757 |
| Document Number | 0000004064 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 4064 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2051 |
The 2025 property tax bill for 970 Decker Dr was $6,342 with a homeowner's exemption, up 4% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Royse City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,044 (-5.68%) Land $78,400 Building $230,644 | $309,044 (-6.97%) Land $78,400 Building $230,644 | |
| 2025 | $6,342.00 (+3.98%) Homeowner's exemption | $327,651 | $332,202 Land $93,100 Building $239,102 |
| 2024 | $6,099.00 (+10.79%) | ||
| 2023 | $5,505.00 Homeowner's exemption | $362,175 Land $117,600 Building $244,575 | $362,175 Land $117,600 Building $244,575 |
| 2021 | $6,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 970 Decker Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 970 Decker Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FATE serves 29,285 people · EPA ID TX1990006 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Peoples Communications Fixed Wireless | 150 / 30 |
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