970 Deans Ferry Rd, Hayden, AL 35079 Property Records

Blount County property record for 970 Deans Ferry Rd, Hayden, AL 35079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,490 sqft · built 2006
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Aug 2013)
Tax Bill	$562 (2026)
Deeds & Mortgages	Aug 2023 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-08-28-0-000-014.090`

Property Details

APN / Parcel Number

Primary APN	`22-08-28-0-000-014.090`
Alternative APNs	`051602` `51602` `52569`

Interior

Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	52569
Street Address	970 DEANS FERRY RD
City	HAYDEN
State	AL
Zip	35079-6661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 88 MISTY ACRES SECTOR 2, MC A/110-1
Legal Range	02W
Legal Township	13S
Legal Section	28
Legal Subdivision	MISTY ACRES SECTOR 2
Legal Lot Number	88
Jurisdiction	BLOUNT AL
Township / Civil Division	HAYDEN
Census Block Group	1
Census Block	1022
Census Tract	50603

Owner

970 Deans Ferry Rd is owned and occupied by an individual who bought it in August 2013.

Source: Blount County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	970 DEANS FERRY RD, HAYDEN, AL 35079-6661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 29, 2021	Deed of Trust, Mortgage BANK MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2013 · Amount on File
Deed Sale	Aug 8, 2013 · Amount on File
Prior Sale	Feb 9, 2006 · Amount on File
Deed Document Number	2013358915
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	970 DEANS FERRY RD, HAYDEN, AL 35079-6661
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 DEANS FERRY RD, HAYDEN, AL 35079-6661

Mortgage

Document Number	2023/20003
Date	Aug 8, 2023
Book Page	2023/20003
Instrument	10050364

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT AL
Property Address	970 DEANS FERRY RD, HAYDEN, AL 35079-6661
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 DEANS FERRY RD, HAYDEN, AL 35079-6661

Mortgage

Document Number	2021/10918
Date	Mar 29, 2021
Book Page	2021/10918
Instrument	10025716

Lender

Name	BANK MUTUAL
Type	Bank

Agreement

Amount	Amount on Record
Term	270 Months
Due	Sep 1, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 970 Deans Ferry Rd was $562 with a homeowner's exemption, up 7.7% from the year before.

Source: Blount County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$562.00 (+7.66%) Homeowner's exemption
2025	$522.00 (+3.98%)	$17,860 (+3.48%)	$178,580 (+3.5%) Land $27,000 Building $151,580
2024	$502.00 (-2.52%) Homeowner's exemption	$17,260 (-2.15%) Land $2,500 Building $14,760	$172,540 (-2.2%) Land $25,000 Building $147,540
2023	$515.00 (+24.4%) Homeowner's exemption	$17,640 (+21.32%) Land $2,500 Building $15,140	$176,420 (+21.42%) Land $25,000 Building $151,420
2022	$414.00 Homeowner's exemption	$14,540 Land $1,800 Building $12,740	$145,300 Land $18,000 Building $127,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 970 Deans Ferry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Deans Ferry Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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