970 Cully Rd, Cordova, TN 38018 Property Records

Shelby County property record for 970 Cully Rd, Cordova, TN 38018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,282 sqft · built 2002
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Nov 2025)
Tax Bill	$1,776 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-1051-A0-0078`

Property Details

APN / Parcel Number

Primary APN	`09-1051-A0-0078`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	8,400 sqft (0.193 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	52 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	970 CULLY RD
City	CORDOVA
State	TN
Zip	38018-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CA
Legal Description	ES CULLY RD SEE MAP D2-14
Legal Subdivision	CROSSINGS OF CORDOVA PD
Legal Lot Number	78
Jurisdiction	SHELBY TN
Township / Civil Division	5
Census Block Group	2
Census Block	2015
Census Tract	21143

Owner

970 Cully Rd is owned by two individuals who bought it in November 2025.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9169 WILDERIDGE LN, CORDOVA, TN 38018-2919
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Correction Deed UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 16, 2019	Quit Claim Deed, Transfer UNITY TITLE GROUP LLC, QUALITY TITLE GRP LLC
May 7, 2019	Quit Claim Deed, Transfer HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE&ESCROW LLC
Oct 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Prior Sale	Apr 22, 2002 · Amount on File
Deed Document Number	202595384
Prior Transfer Date	May 6, 2019
Prior Transfer Doc	0000044288
Record Updated	Oct 29, 2026

November 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 25, 2025
Property Address	970 CULLY RD, CORDOVA, TN 38018-6450
Document Number	0025101535
Instrument Date	Nov 12, 2025
Instrument	25101535
Record Updated	Jun 30, 2026
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Nov 4, 2025
Property Address	970 CULLY RD, CORDOVA, TN 38018-6450
Document Number	0025095384
Map Reference	MB 184 PG 60
Instrument Date	Oct 29, 2025
Instrument	25095384
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME SURETY T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9169 WILDERIDGE LN, CORDOVA, TN 38018-2919
Investor	Possibly a Property Investor

Mortgage

Document Number	0025095385
Date	Nov 4, 2025
Instrument	25095385

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 16, 2019
Property Address	970 CULLY RD, CORDOVA, TN 38018-6450
Document Number	0000083664
Instrument Date	Aug 14, 2019
Instrument	83664
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GRP LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	583 DUCK CALL CV CORDOVA TN 380187608, CORDOVA, TN 38018-7608

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	May 7, 2019
Property Address	970 CULLY RD, CORDOVA, TN 38018-6450
Document Number	0000044286
Instrument Date	Jan 9, 2019
Instrument	44286
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE&ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	583 DUCK CALL CV CORDOVA TN 380187608, CORDOVA, TN 38018-7608

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 24, 2017
Property Address	970 CULLY RD, CORDOVA, TN 38018-6450
Document Number	0000109781
Instrument Date	Oct 18, 2017
Instrument	109781
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3714 PARK AVE MEMPHIS TN 381116606, MEMPHIS, TN 38111-6606

Tax Assessment & Valuation

The 2025 property tax bill for 970 Cully Rd was $1,776, down 59.2% from the year before.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,776.00 (-59.16%)	$66,050 Land $13,500 Building $52,550	$264,200 Land $54,000 Building $210,200
2024	$4,349.00
2023		$40,775 Land $8,750 Building $32,025
2022	$2,483.00
2021			$163,100 Land $35,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 970 Cully Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Cully Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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