970 Columbus St, El Granada, CA 94018 Property Records

San Mateo County property record for 970 Columbus St, El Granada, CA 94018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,570 sqft · built 1977
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Nov 2025)
Tax Bill	$5,110 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-243-130`

Property Details

APN / Parcel Number

Primary APN	`047-243-130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,570 sqft Living Area
1st Floor Area	770 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	970 COLUMBUS ST
City	EL GRANADA
State	CA
Zip	94018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100S7
Legal Description	LOT 15 BLOCK 36 RESUB OF SUBS 2 & 3 OF GRANADA RSM
Legal Subdivision	SUBS 2 & 3 OF GRANADA
Legal Block	36
Legal Lot Number	15
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	3
Census Block	3011
Census Tract	613502

Owner

970 Columbus St is owned and occupied by two individuals who bought it in November 2025.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	970 COLUMBUS ST, EL GRANADA, CA 94018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 26, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Deed Document Number	202558578
Prior Transfer Date	Jun 3, 2020
Prior Transfer Doc	0000060223
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 3, 2025
Property Address	970 COLUMBUS ST, EL GRANADA, CA 94018
Document Number	0000058578
Map Reference	MB 6 PG 29
Instrument Date	Oct 28, 2025
Instrument	2025-058578
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	970 COLUMBUS ST, EL GRANADA, CA 94018

Mortgage

Document Number	0000058579
Date	Nov 3, 2025
Instrument	2025-058579

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 26, 2020
Property Address	970 COLUMBUS ST, EL GRANADA, CA 94018
Document Number	0000060223
Instrument Date	Jun 3, 2020
Instrument	60223
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	683 MISTY RIDGE CIR FOLSOM CA 956306244, FOLSOM, CA 95630-6244

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Jun 26, 2020
Property Address	970 COLUMBUS ST, EL GRANADA, CA 94018
Document Number	0000060222
Instrument Date	Jun 2, 2020
Instrument	60222
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 MISTY RIDGE CIR FOLSOM CA 956306244, FOLSOM, CA 95630-6244

Tax Assessment & Valuation

The 2025 property tax bill for 970 Columbus St was $5,110, up 7.4% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,200,000 (+254.5%) Land $600,000 Building $600,000
2025	$5,110.00 (+7.4%)	$338,505 Land $69,676 Building $268,829
2024	$4,758.00 (+1.86%)
2023	$4,671.00 (+6.35%)	$325,362 Land $66,971 Building $258,391	$1,441,170
2022	$4,392.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 970 Columbus St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Columbus St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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