970 Co Rd 614, Centre, AL 35960 Property Records

Cherokee County property record for 970 Co Rd 614, Centre, AL 35960 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,026 sqft · built 1970
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$195,400 (May 2025)
Tax Bill	$435 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-02-04-0-000-006.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-02-04-0-000-006.000`
Alternative APNs	`ALT APN:1402040000006000` `217888` `22489`

Interior

Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,038 sqft (0.46 acres)
Porch	Slab
Porch Area	294 sqft
Deck Area	276 sqft

Location & Zoning

Account Number	217888
Street Address	970 COUNTY ROAD 614
City	CENTRE
State	AL
Zip	35960-6656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, RANSUM LUCKY SEVEN S/D, PB 7/26
Legal Range	09E
Legal Township	10S
Legal Section	04
Legal Subdivision	RANSUM LUCKY SEVEN SD
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3034
Census Tract	956000

Owner

Source: Cherokee County records · APN 13-14-02-04-0-000-006.000

Assessment roll updated December 1, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6933 BORDER BRK, 2104, SAN ANTONIO, TX 78238-4041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2025 · Amount on Record
Deed Sale	May 09, 2025 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Document Number	2025238610
Prior Transfer Date	Jul 14, 2023
Prior Transfer Doc	0000230118
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 27, 2023
Property Address	970 COUNTY ROAD 614, CENTRE, AL 35960-6656
Document Number	0000230117
Instrument Date	Jul 25, 2023
Instrument	230117
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 COUNTY ROAD 614, CENTRE, AL 35960-6656

Mortgage

Document Number	0000230118
Date	Jul 27, 2023
Instrument	230118

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$435.00 (-2.25%) Homeowner's exemption	$10,620 (-2.21%) Land $880 Building $9,740	$116,100 (-2.11%) Land $8,800 Building $107,300
2024	$445.00 Additional exemption filed	$10,860 (+0.56%) Land $880 Building $9,980	$118,600 (+9.92%) Land $8,800 Building $109,800
2023	Additional exemption filed	$10,800 (+550.6%)	$107,900 (-) Land $8,800 Building $99,100
2022	Additional exemption filed	$1,660 Land $880 Building $780	$107,900 Land $8,800 Building $99,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199560003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 35% of the US · above 20% of Alabama
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.