970 Club Rd, Tryon, NC 28782 Property Records

Polk County property record for 970 Club Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1988
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000 (Dec 2022)
Tax Bill	$2,097 (2026)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P87-189`

Property Details

APN / Parcel Number

Primary APN	`P87-189`
Alternative APN	`56262`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,040 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	89,298 sqft (2.05 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56262
Street Address	970 CLUB RD
City	TRYON
State	NC
Zip	28782-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	FROM RED FOX LTD. PARTNER, SHIP. LOT #1, 0R02 RED FOX 09
Legal Subdivision	RED FOX
Legal Lot Number	1
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2036
Census Tract	920103

Owner

970 Club Rd is owned and occupied by two individuals who acquired it in December 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	970 CLUB RD, TRYON, NC 28782-7646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Correction Deed
Sep 7, 2022	Special Warranty Deed, Transfer
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
Aug 10, 2018	Warranty Deed, Transfer HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Book / Page	474 / 1647
Last Transfer Date	Dec 29, 2022
Transfer Doc	0475000606
Record Updated	Oct 29, 2026

September 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK NC
Recording Date	Sep 12, 2022
Property Address	970 CLUB RD, TRYON, NC 28782-7646
Document Number	00472/2260
Book / Page	472 / 2260
Map Reference	FILE G PG 294
Instrument Date	Sep 8, 2022
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13010 ASHEVILLE HWY, 13010, INMAN, SC 29349-7526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CLUB RD, TRYON, NC 28782-7646

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 7, 2022
Property Address	970 CLUB RD, TRYON, NC 28782-7646
Document Number	00472/1995
Book / Page	472 / 1995
Map Reference	FILE G PG 294
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13010 ASHEVILLE HWY, 13010, INMAN, SC 29349-7526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CLUB RD, TRYON, NC 28782-7646

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 15, 2020
Property Address	970 CLUB RD, TRYON, NC 28782-7646
Document Number	00451/2346
Book / Page	451 / 2346
Map Reference	MB A245 PG 939
Instrument Date	Sep 15, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 LINDSEY LOOP RD, 23, FLETCHER, NC 28732-9533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CLUB RD, TRYON, NC 28782-7646

Mortgage

Document Number	0004512349
Date	Sep 15, 2020
Instrument	451/2349

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 10, 2018
Property Address	970 CLUB RD, TRYON, NC 28782-7646
Document Number	000435/379
Book / Page	435 / 379
Instrument Date	Aug 9, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 S GARDEN DR, FLETCHER, NC 28732-8556

Mortgage

Document Number	0000000435/0000000383
Date	Aug 10, 2018
Book Page	0000000435/0000000383

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	173 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 970 Club Rd was $2,097.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,097.00	$401,369 (-) Land $57,500 Building $343,869	$401,369 (-) Land $57,500 Building $343,869
2025	$2,097.00	$401,369 Land $57,500 Building $343,869	$401,369 Land $57,500 Building $343,869
2023	$1,969.00	$309,204 Land $45,400 Building $263,804
2021			$309,204 Land $45,400 Building $263,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 970 Club Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 970 Club Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Club Rd

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