970 Chestnut St, Deerfield, IL 60015 Property Records

Lake County property record for 970 Chestnut St, Deerfield, IL 60015 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,122 sqft · built 2003
Lot Size	0.1 acres (4,373 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2024)
Tax Bill	$8,213 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-29-419-014`

Property Details

APN / Parcel Number

Primary APN	`16-29-419-014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,122 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	561 sqft
2nd Floor Area	561 sqft
Upper Floors Area	561 sqft
Basement Area	561 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	4,373 sqft (0.1 acres)
Lot Dimensions	125 ft deep x 20 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	970 CHESTNUT ST
City	DEERFIELD
State	IL
Zip	60015-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERFIELD PARK LAND & IMPROVEMENT ASSN SUB LOT 1 BLOCK 16
Legal Subdivision	DEERFIELD PARK LAND & IMPROVEMENT ASSN S
Legal Block	16
Legal Lot Number	1
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	4
Census Block	4001
Census Tract	864801

Owner

Source: Lake County records · APN 16-29-419-014

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1400 W RANDOLPH ST, 1711, CHICAGO, IL 60607-1435
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 01, 2021	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 05, 2024 · Amount on Record
Deed Sale	Nov 05, 2024 · Amount on Record
Prior Sale	Jun 01, 2021 · Amount on Record
Deed Document Number	20248065470
Prior Transfer Date	Nov 14, 2000
Prior Transfer Doc	0004619353
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 01, 2021
Property Address	970 CHESTNUT ST, DEERFIELD, IL 60015-2909
Document Number	0007793978
Instrument Date	May 07, 2021
Instrument	7793978
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 CHESTNUT ST, 970, DEERFIELD, IL 60015-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 CHESTNUT ST, DEERFIELD, IL 60015-2909

Mortgage

Document Number	0007793979
Date	Jun 01, 2021
Instrument	7793979

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 20, 2020
Property Address	970 CHESTNUT ST, DEERFIELD, IL 60015-2909
Document Number	0007686471
Instrument Date	Jul 20, 2020
Instrument	7686471
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	970 CHESTNUT ST, DEERFIELD, IL 60015-2909

Mortgage

Document Number	0007686473
Date	Aug 20, 2020
Instrument	7686473

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.09%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,834 (+12.52%) Land $21,264 Building $83,570	$314,533 (+12.52%) Land $63,798 Building $250,735
2024	$8,213.00 (-4.3%)
2023	$8,582.00 (+6.13%)	$93,168 (-3.58%) Land $18,897 Building $74,271	$279,532 (-3.58%) Land $56,697 Building $222,835
2022	$8,086.00	$96,627 Land $20,297 Building $76,330	$289,910 Land $60,897 Building $229,013

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978648014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	27 (1982–2017)
Claims Outside the SFHA	6 of 27
Most Recent Claim	Oct 2017, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 569 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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