Cook County property record for 970 Charleston Ln, Hoffman Estates, IL 60192
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,797 sqft · built 1971 |
| Lot Size | 0.23 acres (10,030 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,981 (2023) |
| Deeds & Mortgages | Jul 2018 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-30-215-011 |
| Primary APN | 02-30-215-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,797 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,030 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 970 CHARLESTON LN |
|---|---|
| City | HOFFMAN ESTATES |
| State | IL |
| Zip | 60192-1802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WINSTON)(KNOLLS)(UNIT3) SUB OF PTS. SECS 20,29-30 & SEC 19-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 19 |
| Legal Subdivision | WINSTON KNOLLS UNIT3 |
| Legal Block | 21 |
| Legal Lot Number | 22 |
| Legal Unit | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 804105 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 970 CHARLESTON LN, HOFFMAN ESTATES, IL 60192-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Nov 9, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 970 CHARLESTON LN, HOFFMAN ESTATES, IL 60192-1802 |
| Document Number | 1820633157 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 970 CHARLESTON LN HOFFMAN ESTATES IL 601921802, HOFFMAN ESTATES, IL 60192-1802 |
| Document Number | 1820633157 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 20633157 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2048 |
| Rate | 4.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 970 CHARLESTON LN, HOFFMAN ESTATES, IL 60192-1802 |
| Document Number | 1732108095 |
| Instrument Date | Nov 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 970 CHARLESTON LN HOFFMAN ESTATES IL 601921802, HOFFMAN ESTATES, IL 60192-1802 |
| Document Number | 1732108095 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 32108095 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2047 |
| Rate | 4.75% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Hoffman Estates Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,001 (+28.13%) Land $10,532 Building $30,469 | $410,010 (+28.13%) Land $105,320 Building $304,690 | |
| 2023 | $7,981.00 (+4.23%) | ||
| 2022 | $7,657.00 Homeowner's exemption Senior Citizen's exemption | $32,000 Land $9,027 Building $22,973 | $320,000 Land $90,270 Building $229,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOFFMAN ESTATES serves 50,179 people · EPA ID IL0311290 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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