970 Central Ave, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 970 Central Ave, Needham, MA 02492 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1999
Square Footage1,691 sqft Living Area
Lot Size12,110 sqft (0.278 acres)
OccupancyOwner Occupied
Last Sale$1,408,000 (2023)
Tax Bill$14,185.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:1260000200000
Alternative APN
  • NEED M:126.0 B:0002 L:0000.0

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area1,691 sqft Living Area
Gross Area2,771 sqft Gross Area
1st Floor1,691 sqft 1st Floor
Basement Area1,080 sqft Basement
Unfinished Basement380 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1999
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGambrel Roof Construction
Roof MaterialAsphalt Roof
Lot Area12,110 sqft (0.278 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address970 CENTRAL AVE
CityNEEDHAM
StateMA
Zip02492-2002
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2
JurisdictionNEEDHAM MA
Minor Civil DivisionNEEDHAM
Census Blockgroup2
Census Block2001
Census Tract403400

Owner

Source: Norfolk County and Needham Town records · APN M:1260000200000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address970 CENTRAL AVE, NEEDHAM, MA 02492-2002
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
SAGE HOME LOANS CORP
Sep 05, 2023Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
WASHINGTON TRUST MORTGAGE CO
Jul 10, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2023 · Amount on Record
Deed SaleSep 05, 2023 · Amount on Record
Deed Doc Number202357763
Deed Book / Page41395 / 103
Record RefreshedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address970 CENTRAL AVE, NEEDHAM, MA 02492-2002
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042460-187
DateJun 13, 2025
Book Page42460/187
Instrument38436
Lender
NameSAGE HOME LOANS CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2040

September 2023: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionNEEDHAM MA
Recording DateSep 05, 2023
Property Address970 CENTRAL AVE, NEEDHAM, MA 02492-2002
Document Number041395-103
Book / Page41395 / 103
Instrument DateSep 05, 2023
Instrument57763
Transaction TypeTransfer
Record UpdatedSep 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address970 CENTRAL AVE, NEEDHAM, MA 02492-2002

Mortgage

Document Number0000057764
DateSep 05, 2023
Instrument57764
Lender
NameWASHINGTON TRUST MORTGAGE CO
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.13%
Type Change DateSep 05, 2023
Max Rate At Change3%
Index1-Year CMT
Margin3

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address970 CENTRAL AVE, NEEDHAM, MA 02492-2002
Document Number36158-237
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address970 CENTRAL AVE NEEDHAM MA 024922002, NEEDHAM, MA 02492-2002

Mortgage

Document Number36158-237
DateJul 23, 2018
Book Page036158/000237
Instrument62648
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 22, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,185.00 (+20.59%)$1,338,200 (+48.34%) Land $721,700 Building $616,500$1,638,940 (+22.79%)
2024$1,334,750
2023$11,763.00$902,100 Land $432,300 Building $469,800

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number